10020 N Loop Rd, Pensacola, FL 32507 Property Records

Escambia County property record for 10020 N Loop Rd, Pensacola, FL 32507

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,888 sqft · built 2000
Lot Size	1.28 acres (55,757 sqft)
Owner	2 Individual Names on File
Last Sale	$100 (Apr 2025)
Tax Bill	$5,615 (2024)
Deeds & Mortgages	Feb 2026 Mortgage Mar 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-3S-31-1302-000-001`

Property Details

APN / Parcel Number

Primary APN	`13-3S-31-1302-000-001`
Alternative APN	`101772311`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	4,888 sqft Living Area
Gross Area	5,512 sqft
1st Floor Area	3,664 sqft
Upper Floors Area	1,224 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	55,757 sqft (1.28 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	364 sqft
Deck Area	336 sqft
Patio Area	336 sqft
Shed	1 Shed
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	101772311
Street Address	10020 N LOOP RD
City	PENSACOLA
State	FL
Zip	32507-8606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	BEG AT SW COR OF GOVT LT 1 N 2 DEG 38 MIN 42 SEC E ALG W LI 899 70/100 FT S 87 DEG 10 MIN 18 SEC E 660 FT S 2 DEG 38 MIN 42 SEC W 330 FT S 87 DEG 10 MIN 18 SEC E 440 43/100 FT FOR POB N 22 DEG 0 MIN 17 SEC W 40 FT S 87 DEG 10 MIN 18 SEC E 400 FT TO W
Legal Range	31W
Legal Township	03S
Legal Section	13
Legal Subdivision	SUBDIVISION NUMBER: 1302
Legal Block	1
Legal Lot Number	1
Jurisdiction	ESCAMBIA FL
Township / Civil Division	PENSACOLA
Census Block Group	1
Census Block	1001
Census Tract	2607

Owner

10020 N Loop Rd is owned and occupied by two individuals who acquired it in February 2026.

Source: Escambia County records, as of March 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	10020 N LOOP RD, PENSACOLA, FL 32507-8606
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Deed of Trust, Mortgage · VA Mortgage TRIDENT HOME LOANS LLC
Mar 11, 2026	Intrafamily Transfer, Transfer · VA Mortgage TRIDENT HOME LOANS LLC
Apr 10, 2025	Intrafamily Transfer, Transfer · VA Mortgage TRIDENT HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2025 · Amount on File
Deed Sale	Apr 10, 2025 · Amount on File
Prior Sale	Jul 8, 2016 · Amount on File
Deed Document Number	202525518
Deed Book / Page	9300 / 1672
Last Transfer Date	Feb 19, 2026
Transfer Doc	0000019016
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	10020 N LOOP RD, PENSACOLA, FL 32507-8606
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10020 N LOOP RD, PENSACOLA, FL 32507-8606

Mortgage

Document Number	0094501906
Date	Feb 24, 2026
Book Page	9450/1906
Instrument	2026014226

Lender

Name	TRIDENT HOME LOANS LLC
Type	Mortgage Company
Address	PENSACOLA, FL 32504

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ESCAMBIA FL
Recording Date	Mar 11, 2026
Property Address	10020 N LOOP RD, PENSACOLA, FL 32507-8606
Document Number	0094590508
Book / Page	9459 / 508
Instrument Date	Feb 19, 2026
Instrument	2026019016
Transaction Type	Transfer
Record Updated	Apr 1, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10020 N LOOP RD, PENSACOLA, FL 32507-8606

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10020 N LOOP RD, PENSACOLA, FL 32507-8606

Mortgage

Document Number	0094501906
Date	Mar 11, 2026
Instrument	9450/1906

Lender

Name	TRIDENT HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

April 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ESCAMBIA FL
Recording Date	Apr 10, 2025
Property Address	10020 N LOOP RD, PENSACOLA, FL 32507-8606
Document Number	0093001672
Book / Page	9300 / 1672
Instrument Date	Apr 2, 2025
Instrument	2025025518
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10020 N LOOP RD, PENSACOLA, FL 32507-8606

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10020 N LOOP RD, PENSACOLA, FL 32507-8606

Mortgage

Document Number	0093001675
Date	Apr 10, 2025
Instrument	9300/1675

Lender

Name	TRIDENT HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	325 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$478,592	$778,211 Land $43,320 Building $734,891
2024	$5,615.00 (+0.63%)
2023	$5,580.00 (+2.2%) Homeowner's exemption	$451,558 (+3%)	$738,230 (+11.18%) Land $38,400 Building $699,830
2022	$5,460.00 Homeowner's exemption	$438,406	$663,966 Land $38,400 Building $625,566

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10020 N Loop Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 329 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	329 in force
Nearby Flood Claims	18 (2004–2020)
Claims Outside the SFHA	17 of 18
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 8 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10020 N Loop Rd is moderate, ranking above 68% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEOPLES WATER SERVICE COMPANY public/private · serves 24,806 people · EPA ID FL1170527
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	9 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile, Verizon.

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