10040 Cedar Point Dr, Carmel, IN 46032 Property Records

Hamilton County property record for 10040 Cedar Point Dr, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,342 sqft · built 1998
Lot Size	0.88 acres (38,333 sqft)
Owner	Individual Name on Record
Last Sale	$460,000 (Jul 2021)
Tax Bill	$9,471 (2024)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-13-10-301-007.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-10-301-007.000-018`
Alternative APNs	`291310301007000034` `1713100301007000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,342 sqft Living Area
1st Floor Area	2,342 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	38,333 sqft (0.88 acres)
Lot Dimensions	252 ft deep x 122 ft wide
Garage Type	Attached
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces
Pool Area	648 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1713100301007000
Old Parcel Number	291310301007000034
Street Address	10040 CEDAR POINT DR
City	CARMEL
State	IN
Zip	46032-9581
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .88, SECTION 10, TOWNSHIP 17, RANGE 3, CEDAR POINT, LOT 50, IRREGULAR SHAPE
Legal Range	03
Legal Township	17
Legal Section	10
Legal Subdivision	CEDAR POINT
Legal Lot Number	50
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1007
Census Tract	111103

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10040 CEDAR POINT DR, CARMEL, IN 46032-9581
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2021 · Amount on Record
Deed Sale	Jul 7, 2021 · Amount on Record
Deed Document Number	2021049473
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jul 7, 2021
Property Address	10040 CEDAR POINT DR, CARMEL, IN 46032-9581
Document Number	0000049473
Map Reference	MB 6 PG 131
Instrument Date	Jul 2, 2021
Instrument	2021049473
Transaction Type	Transfer
Record Updated	Feb 7, 2023
Title Company	ATA NATIONAL TITLE GROUP/IN LLC, ATA NATL TTL GROUP OF IN LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10040 CEDAR POINT DR, CARMEL, IN 46032-9581

Mortgage

Document Number	0000049474
Date	Jul 7, 2021
Instrument	2021049474

Lender

Name	MJW FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$531,300 (+12.06%) Land $92,000 Building $439,300	$531,300 (+12.06%) Land $92,000 Building $439,300
2024	$9,471.00 (+0.46%)	$474,100 (+1.37%) Land $92,000 Building $382,100	$474,100 (+1.37%) Land $92,000 Building $382,100
2023	$9,428.00 (+30.1%)	$467,700 (+33.1%) Land $92,000 Building $375,700	$467,700 (+33.1%) Land $92,000 Building $375,700
2022	$7,247.00 Homeowner's exemption	$351,400 Land $79,400 Building $272,000	$351,400 Land $79,400 Building $272,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Verizon.

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