10028 Cedar Point Dr, Carmel, IN 46032 Property Records

Hamilton County property record for 10028 Cedar Point Dr, Carmel, IN 46032

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,481 sqft · built 1982
Lot Size0.75 acres (32,670 sqft)
OwnerIndividual Name on Record
Last Sale$385,000 (Dec 2018)
Tax Bill$4,973 (2024)
Deeds & MortgagesSep 2017 Line of Credit
Dec 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN29-13-10-301-008.000-018

Property Details

APN / Parcel Number

Primary APN29-13-10-301-008.000-018
Alternative APNs
  • 291310301008000034
  • 1713100301008000

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Plumbing Fixtures15 Plumbing Fixtures
Total Rooms12 Rooms
Stories2 Stories
Building Area3,481 sqft Living Area
1st Floor Area1,319 sqft
2nd Floor Area1,411 sqft
AtticAttic
Attic Area393 sqft
Basement Area868 sqft
Finished Basement751 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Architectural StyleOther
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area32,670 sqft (0.75 acres)
Lot Dimensions182 ft deep x 179 ft wide
Garage TypeAttached
Garage Area667 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number1713100301008000
Old Parcel Number291310301008000034
Street Address10028 CEDAR POINT DR
CityCARMEL
StateIN
Zip46032-9581
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .75, SECTION 10, TOWNSHIP 17, RANGE 3, CEDAR POINT, LOT 49, IRREGULAR SHAPE
Legal Range03
Legal Township17
Legal Section10
Legal SubdivisionCEDAR POINT
Legal Lot Number49
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group1
Census Block1007
Census Tract111103

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address10028 CEDAR POINT DR, CARMEL, IN 46032-9581
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2017Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Dec 31, 2018Warranty Deed, Transfer · Conventional Mortgage
CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 31, 2018 · Amount on Record
Deed SaleDec 31, 2018 · Amount on Record
Deed Document Number2018060467
Record UpdatedJun 8, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address10028 CEDAR POINT DR, CARMEL, IN 46032-9581
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000047176
DateSep 22, 2017
Instrument2017047176
Lender
NamePNC BANK NA
TypeBank
Address00000
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateDec 31, 2018
Property Address10028 CEDAR POINT DR, CARMEL, IN 46032-9581
Document Number2018060467
Map ReferenceMB6PG131&132DOC1407
Instrument DateDec 27, 2018
Instrument2018060467
Transaction TypeTransfer
Record UpdatedOct 22, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address10028 CEDAR POINT DR, CARMEL, IN 46032-9581

Mortgage

Document Number2018060468
DateDec 31, 2018
Instrument2018060468
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 1, 2034

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$503,700 (+12.86%) Land $89,100 Building $414,600$503,700 (+12.86%) Land $89,100 Building $414,600
2024$4,973.00 (+9.25%)$446,300 (+5.33%) Land $89,100 Building $357,200$446,300 (+5.33%) Land $89,100 Building $357,200
2023$4,552.00 (+10.03%) Homeowner's exemption$423,700 (+15.96%) Land $89,100 Building $334,600$423,700 (+15.96%) Land $89,100 Building $334,600
2022$4,137.00 Homeowner's exemption$365,400 Land $76,900 Building $288,500$365,400 Land $76,900 Building $288,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 78% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Spectrum, Verizon.

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