Williamson County property record for 1004 Vista Cir, Franklin, TN 37067
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,310 sqft · built 1984 |
| Lot Size | 0.708 acres (30,872 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $332,500 (Jul 2003) |
| Tax Bill | $7,990 (2024) |
| Deeds & Mortgages | Jun 2020 Line of Credit Jan 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 094079M C 00200 |
| Primary APN | 094079M C 00200 |
|---|
| Full Baths | 3.5 Baths |
|---|---|
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,310 sqft Living Area |
| Gross Area | 5,402 sqft |
| 1st Floor Area | 2,092 sqft |
| 2nd Floor Area | 1,218 sqft |
| Basement Area | 2,092 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Brick |
| Roof Material | Asphalt |
| Lot Area | 30,872 sqft (0.708 acres) |
| Lot Dimensions | 227 ft deep x 136 ft wide |
| Terrain | Rolling |
| Porch | Porch |
| Porch Area | 140 sqft |
| Patio Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 1004 VISTA CIR |
|---|---|
| City | FRANKLIN |
| State | TN |
| Zip | 37067-4003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBD CROSS CREEK SEC 2 PB 8 PG 125 LOT 0086 |
| Legal Subdivision | CROSS CREEK |
| Legal Lot Number | 86 136 |
| Jurisdiction | WILLIAMSON TN |
| Township / Civil Division | 12 |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 51002 |
The current owner of 1004 Vista Cir bought it in July 2003.
Source: Williamson County records, as of December 22, 2025
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 1004 VISTA CIR, FRANKLIN, TN 37067-4003 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 18, 2020 | Deed of Trust, Mortgage · Line of Credit LIFEWAY CU |
| Jan 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LIFEWAY CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2003 · Amount on File |
| Deed Sale | Jul 29, 2003 · Amount on File |
| Prior Sale | Jul 23, 1998 |
| Deed Document Number | 563134 |
| Deed Book / Page | 2937 / 0889 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILLIAMSON TN |
| Property Address | 1004 VISTA CIR, FRANKLIN, TN 37067-4003 |
| Document Number | 0080610685 |
| Instrument Date | Jun 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 1004 VISTA CIR FRANKLIN TN 370674003, FRANKLIN, TN 37067-4003 |
| Document Number | 0080610685 |
|---|---|
| Date | Jun 25, 2020 |
| Book Page | 008061/000685 |
| Instrument | 31583 |
| Name | LIFEWAY CU |
|---|---|
| Type | Credit Union |
| Address | NASHVILLE, TN 37234 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 24, 2035 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILLIAMSON TN |
| Property Address | 1004 VISTA CIR, FRANKLIN, TN 37067-4003 |
| Document Number | 0075480251 |
| Instrument Date | Jan 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2019 |
| Title Company | BROKER TITLE AND ESCROW LLC, BROKER TITLE & ESCROW LLC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1004 VISTA CIR FRANKLIN TN 370674003, FRANKLIN, TN 37067-4003 |
| Document Number | 0075480251 |
|---|---|
| Date | Jan 25, 2019 |
| Book Page | 007548/000251 |
| Instrument | 2814 |
| Name | LIFEWAY CU |
|---|---|
| Type | Credit Union |
| Address | NASHVILLE, TN 37234 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 24, 2049 |
Source: Williamson County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Williamson County |
| Elementary School District | Franklin Special School District (PK - 08) |
| Secondary School District | Williamson County School District in Franklin (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $288,150 Land $60,000 Building $228,150 | $1,152,600 Land $240,000 Building $912,600 | |
| 2024 | $7,990.00 (+179.86%) | ||
| 2023 | $2,855.00 | $151,900 (-) Land $31,250 Building $120,650 | $607,600 (-) Land $125,000 Building $482,600 |
| 2022 | $2,855.00 | $151,900 Land $31,250 Building $120,650 | $607,600 Land $125,000 Building $482,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1004 Vista Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1004 Vista Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 96% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MILCROFTON UTILITY DISTRICT serves 38,032 people · EPA ID TN0000247 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Also Mapped Here | FRANKLIN WATER DEPT |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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