Montgomery County property record for 1004 Viewpoint Dr, Dayton, OH 45459
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,048 sqft · built 1961 |
| Lot Size | 0.68 acres (29,621 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $389,000 (Dec 2021) |
| Tax Bill | $9,110 (2024) |
| Deeds & Mortgages | Nov 2023 Line of Credit Dec 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | O67 22004 0009 |
| Primary APN | O67 22004 0009 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,048 sqft Living Area |
| 1st Floor Area | 1,940 sqft |
| Basement Area | 1,130 sqft |
| Finished Basement | 1,130 sqft |
| Family Room | Family Room |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 29,621 sqft |
| Lot Dimensions | 196 ft deep x 151 ft wide |
| Garage Type | Basement |
| Garage Area | 750 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 348 sqft |
| Shed | 1 Shed |
| Shed Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1004 VIEWPOINT DR |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45459-1542 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 364 WOODBOURNE 21 |
| Legal Subdivision | WOODBOURNE 21 |
| Legal Lot Number | 9 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 40102 |
Source: Montgomery County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1004 VIEWPOINT DR, DAYTON, OH 45459-1542 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Nov 30, 2023 | Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK |
| Dec 9, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Nov 12, 2020 | Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS |
| Oct 15, 2019 | Warranty Deed, Transfer · VA Mortgage CALIBER HM LOANS |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Dec 9, 2021 · Amount on Record |
| Deed Sale | Dec 9, 2021 · Amount on Record |
| Prior Sale | Oct 15, 2019 · Amount on Record |
| Deed Document Number | 2021-00092596 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 1004 VIEWPOINT DR, DAYTON, OH 45459-1542 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1004 VIEWPOINT DR, CENTERVILLE, OH 45459-1542 |
| Document Number | 0000061158 |
|---|---|
| Date | Nov 30, 2023 |
| Instrument | 202300061158 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 21, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Dec 9, 2021 |
| Property Address | 1004 VIEWPOINT DR, DAYTON, OH 45459-1542 |
| Document Number | 0000092596 |
| Map Reference | MB 62 PG 41 |
| Instrument Date | Oct 13, 2021 |
| Instrument | 2021-00092596 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | LANDMARK TTL AGCY SOUTH INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1004 VIEWPOINT DR, DAYTON, OH 45459-1542 |
| Document Number | 0000092597 |
|---|---|
| Date | Dec 9, 2021 |
| Instrument | 2021-00092597 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 1004 VIEWPOINT DR, DAYTON, OH 45459-1542 |
| Document Number | 0000069975 |
| Instrument Date | Nov 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 1004 VIEWPOINT DR DAYTON OH 454591542, DAYTON, OH 45459-1542 |
| Document Number | 0000069975 |
|---|---|
| Date | Nov 18, 2020 |
| Instrument | 69975 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 17, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Oct 15, 2019 |
| Property Address | 1004 VIEWPOINT DR, DAYTON, OH 45459-1542 |
| Document Number | 0000056824 |
| Instrument Date | Sep 25, 2019 |
| Instrument | 56824 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2019 |
| Title Company | LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TITLE AGCY SOUTH INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,056.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1004 VIEWPOINT DR DAYTON OH 454591542, DAYTON, OH 45459-1542 |
| Document Number | 56846 |
|---|---|
| Date | Oct 15, 2019 |
| Instrument | 56846 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 14, 2049 |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| County Subdivision | Washington Township |
| Unified School District | Centerville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $136,150 (-14.54%) Land $22,380 Building $113,770 | ||
| 2024 | $9,110.00 (-16.67%) | ||
| 2023 | $10,932.00 (+10.26%) | $159,320 (+25.01%) Land $20,130 Building $139,190 | $389,000 (+6.82%) Land $63,940 Building $325,060 |
| 2022 | $9,915.00 | $127,450 Land $16,100 Building $111,350 | |
| 2020 | $364,150 Land $46,000 Building $318,150 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 3 (2001–2026) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2026 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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