1004 S Main St, Independence, MO 64050 Property Records

Jackson County property record for 1004 S Main St, Independence, MO 64050

Property Summary

Property Type	Single Family Home
Details	6 bd · 2 ba · 2,615 sqft · built 1870
Lot Size	0.216 acres (9,399 sqft)
Owner	2 Individual Names on Record
Last Sale	$189,525 (Jun 2022)
Tax Bill	$2,496 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`26-520-18-33`

Property Details

APN / Parcel Number

Primary APN	`26-520-18-33`
Alternative APNs	`26-520-18-33-00-0-00-000` `26520183300000001` `781452`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,615 sqft Living Area
1st Floor Area	1,224 sqft
Basement Area	1,391 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Old Style
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,399 sqft (0.216 acres)
Lot Dimensions	143 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	287 sqft
Deck Area	306 sqft
Patio Area	595 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	781452
Street Address	1004 S MAIN ST
City	INDEPENDENCE
State	MO
Zip	64050-4420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FRENCH PARK LOT 14 & LOT 15 (EX S 40) BLK 4
Legal Subdivision	FRELING N M RES
Legal Block	4
Legal Lot Number	14,15
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	2
Census Block	2011
Census Tract	11601

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1004 S MAIN ST, INDEPENDENCE, MO 64050-4420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Jun 29, 2022	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
Dec 14, 2020	Warranty Deed, Transfer PARAMOUNT BK
Oct 23, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 2, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2022 · Amount on Record
Deed Sale	Jun 29, 2022 · Amount on Record
Prior Sale	Dec 14, 2020 · Amount on Record
Deed Document Number	202261808
Prior Transfer Date	Oct 26, 1995
Prior Transfer Doc	0000000830
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Recording Date	Jul 7, 2026
Property Address	1004 S MAIN ST, INDEPENDENCE, MO 64050-4420
Document Number	0000050026
Instrument Date	Jun 17, 2026
Instrument	202650026
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 S MAIN ST, INDEPENDENCE, MO 64050-4420

Mortgage

Document Number	0000050026,
Date	Jul 7, 2026
Instrument	202650026

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	346 Months
Due	May 1, 2055

Interest

Rate	6.51%
Max Rate	-1%

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jun 29, 2022
Property Address	1004 S MAIN ST, INDEPENDENCE, MO 64050-4420
Document Number	00E0061808
Instrument Date	Jun 28, 2022
Instrument	2022E0061808
Transaction Type	Transfer
Record Updated	Jul 5, 2022
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 S MAIN ST, INDEPENDENCE, MO 64050-4420

Mortgage

Document Number	00E0061809
Date	Jun 29, 2022
Instrument	2022E0061809

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Dec 14, 2020
Property Address	1004 S MAIN ST, INDEPENDENCE, MO 64050-4420
Document Number	000E119490
Instrument Date	Dec 11, 2020
Instrument	119490E
Transaction Type	Transfer
Record Updated	Jan 18, 2021
Title Company	FIRST UNITED TITLE AGENCY LLC, FIRST UNITED TITLE AGCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 S MAIN ST INDEPENDENCE MO 640504420, INDEPENDENCE, MO 64050-4420

Mortgage

Document Number	E119491
Date	Dec 14, 2020
Instrument	119491E

Lender

Name	PARAMOUNT BK
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2050

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MO
Recording Date	Oct 23, 2020
Property Address	1004 S MAIN ST, INDEPENDENCE, MO 64050-4420
Document Number	0000E99280
Instrument Date	Oct 23, 2020
Instrument	99280E
Transaction Type	Transfer
Record Updated	Nov 10, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 S MAIN ST INDEPENDENCE MO 640504420, INDEPENDENCE, MO 64050-4420

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MO
Recording Date	Sep 2, 2020
Property Address	1004 S MAIN ST, INDEPENDENCE, MO 64050-4420
Document Number	0000E79385
Instrument Date	Sep 1, 2020
Instrument	79385E
Transaction Type	Transfer
Record Updated	Oct 15, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1004 S MAIN ST INDEPENDENCE MO 640504420, INDEPENDENCE, MO 64050-4420

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$34,926 (-) Land $3,872 Building $31,054	$183,820 (-)
2025	$2,496.00 (-9.14%)	$34,926 (-11.92%) Land $3,872 Building $31,054	$183,820 (-11.92%)
2024	$2,747.00 (+2.35%)
2023	$2,684.00	$39,653 Land $3,350 Building $36,303	$208,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Wisper ISP.

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