942 S Main St, Independence, MO 64050 Property Records

Jackson County property record for 942 S Main St, Independence, MO 64050

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,802 sqft · built 1905
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Tax Bill	$1,887 (2024)
Deeds & Mortgages	Jan 2022 Mortgage Apr 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`26-520-18-23`

Property Details

APN / Parcel Number

Primary APN	`26-520-18-23`
Alternative APNs	`26520182300000001` `781442`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	1,802 sqft Living Area
Gross Area	2,236 sqft
1st Floor Area	1,069 sqft
Basement Area	999 sqft
Flooring	Carpet

Exterior

Year Built	Built 1905
Architectural Style	Conventional
Exterior Material	Stucco
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	143 ft deep x 50 ft wide
Porch	Covered Porch
Porch Area	265 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	781442
Old Parcel Number	26520182300000001
Street Address	942 S MAIN ST
City	INDEPENDENCE
State	MO
Zip	64050-4418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FRENCH PARK---LOT 11 BLK 4
Legal Range	32
Legal Township	49
Legal Section	11
Legal Subdivision	FRENCH PARK
Legal Block	4
Legal Lot Number	11
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	2
Census Block	2011
Census Tract	11601

Owner

Source: Jackson County records · APN 26-520-18-23

Assessment roll updated June 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	942 S MAIN ST, INDEPENDENCE, MO 64050-4418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2022	Deed of Trust, Mortgage · ARM NAVY FCU
Apr 04, 2019	Warranty Deed, Transfer NAVY FCU
Sep 12, 2018	Warranty Deed, Construction Loan · Line of Credit WESLEY L STORY
Nov 09, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY
Feb 23, 2017	Loan Modification, Mortgage

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 04, 2019
Deed Sale	Apr 04, 2019
Prior Sale	Sep 12, 2018
Deed Document Number	2019E0023419
Record Updated	Jun 07, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	942 S MAIN ST, INDEPENDENCE, MO 64050-4418
Transaction Type	Mortgage
Record Updated	Jan 19, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	942 S MAIN ST, INDEPENDENCE, MO 64050-4418

Mortgage

Document Number	00E0003481
Date	Jan 11, 2022
Instrument	2022E0003481

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 01, 2027
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	5.62%
Index	5-Year CMT
Margin	2
Max Rate	8.62%

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Apr 04, 2019
Property Address	942 S MAIN ST, INDEPENDENCE, MO 64050-4418
Document Number	0000E23419
Instrument Date	Apr 02, 2019
Instrument	23419E
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	942 S MAIN ST INDEPENDENCE MO 640504418, INDEPENDENCE, MO 64050-4418

Mortgage

Document Number	E23420
Date	Apr 04, 2019
Instrument	23420E

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Apr 03, 2044

September 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Sep 12, 2018
Property Address	942 S MAIN ST, INDEPENDENCE, MO 64050-4418
Document Number	0000E80028
Instrument Date	Sep 07, 2018
Instrument	80028E
Transaction Type	Construction Loan
Record Updated	Nov 01, 2018
Title Company	CLEAR TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	128 SW 26TH ST BLUE SPRINGS MO 640153338, BLUE SPRINGS, MO 64015-3338

Mortgage

Document Number	E88000
Date	Sep 12, 2018
Instrument	88000E

Lender

Name	WESLEY L STORY
Address	12980 FOSTER ST # 140, OVERLAND PARK, KS 66213-2763

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 11, 2019

Interest

Rate Type	Adjustable Rate
Rate	12%

November 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	JACKSON MO
Recording Date	Nov 09, 2017
Property Address	942 S MAIN ST, INDEPENDENCE, MO 64050-4418
Document Number	000E101526
Instrument Date	Nov 08, 2017
Instrument	101526E
Transaction Type	Foreclosure
Record Updated	May 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3813 PARK BLVD SUITLAND MD 207463205, SUITLAND, MD 20746-3205

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JACKSON MO
Property Address	942 S MAIN ST, INDEPENDENCE, MO 64050-4418
Document Number	0000E18495
Instrument Date	Feb 23, 2017
Transaction Type	Mortgage
Record Updated	Jul 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated June 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$30,199 (+10.86%) Land $3,684 Building $26,515	$158,940 (+10.86%)
2024	$1,887.00 (+2.33%)
2023	$1,844.00	$27,240 Land $2,825 Building $24,415	$143,370

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (29095C), updated May 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 509 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Google Fiber, Wisper ISP.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	INDEPENDENCE PWS serves 120,000 people
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

942 S Main St, Independence, MO 64050 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

April 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2018: Warranty Deed, Construction Loan

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

November 2017: Trustee's Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

February 2017: Loan Modification, Mortgage

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Drinking Water

Violations Reported to EPA

Nearby Properties on S Main St

Nearby Streets

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