1004 Prospect Ave, Lubbock, TX 79416 Property Records

Lubbock County property record for 1004 Prospect Ave, Lubbock, TX 79416

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,977 sqft · built 2008
Lot Size	0.142 acres (6,180 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,550 (Jun 2023)
Tax Bill	$3,733 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R304021`

Property Details

APN / Parcel Number

Primary APN	`R304021`
Alternative APN	`R9298500000008710000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,977 sqft Living Area
Gross Area	2,505 sqft
1st Floor Area	1,977 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,180 sqft (0.142 acres)
Lot Dimensions	103 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	528 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1004 PROSPECT AVE
City	LUBBOCK
State	TX
Zip	79416-3821
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTCHESTER PARK L 871
Legal Subdivision	WESTCHESTER PARK
Legal Lot Number	871
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1002
Census Tract	406

Owner

Source: Lubbock County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1004 PROSPECT AVE, LUBBOCK, TX 79416-3821
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2023	Vendor's Lien, Transfer · Conventional Mortgage NATIONS RELIABLE LENDING LLC
Jun 2, 2020	Vendor's Lien, Transfer · Conventional Mortgage CITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2023 · Amount on Record
Deed Sale	Jun 9, 2023 · Amount on Record
Prior Sale	Jun 2, 2020 · Amount on Record
Deed Document Number	202321215
Prior Transfer Date	Jun 1, 2020
Prior Transfer Doc	0000021381
Record Updated	Sep 20, 2026

June 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Jun 9, 2023
Property Address	1004 PROSPECT AVE, LUBBOCK, TX 79416-3821
Document Number	0000021215
Map Reference	VOL 9217 PG 15
Instrument Date	Jun 7, 2023
Instrument	2023021215
Transaction Type	Transfer
Record Updated	Jun 22, 2023
Title Company	HUB CITY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 PROSPECT AVE, LUBBOCK, TX 79416-3821

Mortgage

Document Number	0000021216
Date	Jun 9, 2023
Instrument	2023021216

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Mortgage

Document Number	0000021217
Date	Jun 9, 2023
Instrument	2023021217

Lender

Name	TEXAS STATE AFFORDABLE HSNG CORP
Type	Government Agency
Address	AUSTIN, TX 78752

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Jun 7, 2026

June 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Jun 2, 2020
Property Address	1004 PROSPECT AVE, LUBBOCK, TX 79416-3821
Document Number	0000021381
Map Reference	VOL 9217 PG 15
Instrument Date	Jun 1, 2020
Instrument	2020021381
Transaction Type	Transfer
Record Updated	Jul 20, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 PROSPECT AVE, LUBBOCK, TX 79416-3821

Mortgage

Document Number	0000021382
Date	Jun 2, 2020
Instrument	2020021382

Lender

Name	CITY BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Frenship Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,733.00 (-17.48%)	$260,000 (-6.54%) Land $20,600 Building $239,400	$260,000 (-6.54%) Land $20,600 Building $239,400
2024	$4,524.00 (-22.33%)
2023	$5,825.00 (+4.99%)	$278,187 Land $20,600 Building $257,587	$278,187 Land $20,600 Building $257,587
2022	$5,548.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Optimum Cable · Fiber in parts of the area	940 / 35
Telespan Fixed Wireless	100 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Verizon.

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