1003 Prospect Ave, Lubbock, TX 79416 Property Records

Lubbock County property record for 1003 Prospect Ave, Lubbock, TX 79416

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,057 sqft · built 2006
Lot Size	0.14 acres (6,120 sqft)
Owner	Individual Name on Record
Tax Bill	$3,979 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jun 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R304018`

Property Details

APN / Parcel Number

Primary APN	`R304018`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,057 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,120 sqft (0.14 acres)
Lot Dimensions	102 ft deep x 60 ft wide
Garage Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1003 PROSPECT AVE
City	LUBBOCK
State	TX
Zip	79416-3822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTCHESTER PARK L 868
Legal Subdivision	WESTCHESTER PARK
Legal Lot Number	8680
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1008
Census Tract	406

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1003 PROSPECT AVE, LUBBOCK, TX 79416-3822
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Vendor's Lien, Transfer · VA Mortgage T2 FINANCIAL LLC
Jun 8, 2018	Deed of Trust, Mortgage · VA Mortgage FIRST POINT FCU
Aug 24, 2020	Vendor's Lien, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Oct 20, 2017	Vendor's Lien, Transfer · VA Mortgage THE FEDERAL SAVINGS BANK
Oct 5, 2017	Trustee's Deed, Construction Loan · Construction Mortgage CITY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2025
Deed Sale	Oct 23, 2025
Prior Sale	Aug 24, 2020
Deed Document Number	2025041783
Record Updated	Jun 8, 2026

October 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Oct 23, 2025
Property Address	1003 PROSPECT AVE, LUBBOCK, TX 79416-3822
Document Number	0000041783
Map Reference	VOL 9217 PG 15
Instrument Date	Oct 23, 2025
Instrument	2025041783
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	HUB CITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 PROSPECT AVE, LUBBOCK, TX 79416-3822

Mortgage

Document Number	0000041784
Date	Oct 23, 2025
Instrument	2025041784

Lender

Name	T2 FINANCIAL LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	1003 PROSPECT AVE, LUBBOCK, TX 79416-3822
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021249
Date	Jun 8, 2018
Instrument	2018021249

Lender

Name	FIRST POINT FCU
Type	Credit Union
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jul 1, 2047

August 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Aug 24, 2020
Property Address	1003 PROSPECT AVE, LUBBOCK, TX 79416-3822
Document Number	0000036709
Map Reference	VOL 9217 PG 15
Instrument Date	Aug 24, 2020
Instrument	2020036709
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	HUB CITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 PROSPECT AVE, LUBBOCK, TX 79416-3822

Mortgage

Document Number	0000036710
Date	Aug 24, 2020
Instrument	2020036710

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

October 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Oct 20, 2017
Property Address	1003 PROSPECT AVE, LUBBOCK, TX 79416-3822
Document Number	0000037934
Map Reference	VOL9217 PG15
Instrument Date	Oct 18, 2017
Instrument	2017037934
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	SERVICE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 PROSPERT AVE, LUBBOCK, TX 79416-3822

Mortgage

Document Number	0000037935
Date	Oct 20, 2017
Instrument	2017037935

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

October 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LUBBOCK TX
Recording Date	Oct 5, 2017
Property Address	1003 PROSPECT AVE, LUBBOCK, TX 79416-3822
Instrument Date	Sep 29, 2017
Instrument	36119
Transaction Type	Construction Loan
Record Updated	Oct 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 PROSPECT AVE LUBBOCK TX 794163822, LUBBOCK, TX 79416-3822

Mortgage

Document Number	0000036119
Date	Oct 5, 2017
Instrument	36119

Lender

Name	CITY BK
Type	Bank
Address	LUBBOCK, TX 79408-5060

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 4, 2018

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Frenship Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,979.00 (-10.04%) Homeowner's exemption	$271,928 (+8.98%) Land $20,600 Building $251,328	$271,928 (-0.51%) Land $20,600 Building $251,328
2024	$4,423.00 (+8.78%)
2023	$4,066.00 (-12.11%) Homeowner's exemption	$249,521 Land $20,600 Building $252,719	$273,319 Land $20,600 Building $252,719
2022	$4,626.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Optimum Cable · Fiber in parts of the area	940 / 35
Telespan Fixed Wireless	100 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Verizon.

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