Craven County property record for 1004 Live Oak Dr, Havelock, NC 28532
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,232 sqft · built 1981 |
| Lot Size | 0.785 acres (34,209 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $92,500 (Aug 1992) |
| Tax Bill | $1,666 (2026) |
| Flood Zone | Zone AE (high risk) |
| APN | 5-019-2-031 |
| Primary APN | 5-019-2-031 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,232 sqft Living Area |
| 1st Floor Area | 1,232 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 34,209 sqft (0.785 acres) |
| Storage Building | 96 sqft |
|---|---|
| Boat Access | Boat Access |
| Boat House | 960 sqft |
| Boat Lift | Boat Lift |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 9023 |
|---|---|
| Street Address | 1004 LIVE OAK DR |
| City | HAVELOCK |
| State | NC |
| Zip | 28532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #6 PARADISE COVE |
| Legal Subdivision | PARADISE COVE |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 961303 |
1004 Live Oak Dr is owned by two individuals who bought it in August 1992.
Source: Craven County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1596 NC HIGHWAY 55 E, KINSTON, NC 28501-7355 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 1992 · Amount on File |
| Deed Sale | Aug 27, 1992 · Amount on File |
| Deed Book / Page | 1332 / 704 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 1004 Live Oak Dr was $1,666.
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,666.00 | $319,520 (-) Land $105,000 Building $214,520 | $319,520 (-) Land $105,000 Building $214,520 |
| 2025 | $1,666.00 | $319,520 Land $105,000 Building $214,520 | $319,520 Land $105,000 Building $214,520 |
| 2023 | $1,654.00 (+5.75%) | $319,520 (+32.82%) Land $105,000 Building $214,520 | $319,520 Land $105,000 Building $214,520 |
| 2022 | $1,564.00 | $240,560 Land $92,000 Building $148,560 | |
| 2018 | $240,560 Land $92,000 Building $148,560 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1004 Live Oak Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 183 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 183 in force |
| Nearby Flood Claims | 421 (1996–2019) |
| Claims Outside the SFHA | 24 of 421 |
| Most Recent Claim | Sep 2019 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1004 Live Oak Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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