1002 Live Oak Dr, Havelock, NC 28532 Property Records

Craven County property record for 1002 Live Oak Dr, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,479 sqft · built 1981
Lot Size	0.663 acres (28,891 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Sep 2014)
Tax Bill	$2,646 (2026)
Deeds & Mortgages	May 2026 Line of Credit Jan 2026 Transfer + 3 more
Flood Zone	Zone AE (high risk)
APN	`5-019-2-030`

Property Details

APN / Parcel Number

Primary APN	`5-019-2-030`
Alternative APN	`103108`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,479 sqft Living Area
1st Floor Area	1,879 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Metal
Lot Area	28,891 sqft (0.663 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Deck Area	Deck Area
Boat Access	Boat Access
Boat House	744 sqft
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	103108
Street Address	1002 LIVE OAK DR
City	HAVELOCK
State	NC
Zip	28532-8851
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5 PARADISE COVE
Legal Subdivision	PARADISE COVE
Jurisdiction	CRAVEN NC
Township / Civil Division	5
Census Block Group	1
Census Block	1002
Census Tract	961303

Owner

1002 Live Oak Dr is owned and occupied by an individual who acquired it in January 2026.

Source: Craven County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1002 LIVE OAK DR, HAVELOCK, NC 28532-8851
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Jan 15, 2026	Intrafamily Transfer, Transfer
Apr 19, 2023	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Aug 12, 2020	Deed of Trust, Mortgage · VA Mortgage TRUIST BANK
Jul 26, 2021	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2014 · Amount on File
Deed Sale	Sep 30, 2014 · Amount on File
Prior Sale	Apr 26, 2007 · Amount on File
Deed Book / Page	3308 / 831
Last Transfer Date	Jan 15, 2026
Transfer Doc	003866/444
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Recording Date	May 8, 2026
Property Address	1002 LIVE OAK DR, HAVELOCK, NC 28532-8851
Document Number	0010155989
Book / Page	3879 / 1644
Instrument Date	May 1, 2026
Instrument	202610155989
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICE TITLE, SERVICELINK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1002 LIVE OAK DR, HAVELOCK, NC 28532-8851

Mortgage

Document Number	0010155989,
Date	May 8, 2026
Book Page	3879/1644
Instrument	202610155989

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Jun 1, 2066

Interest

Rate	6.46%
Max Rate	-1%

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CRAVEN NC
Recording Date	Jan 15, 2026
Property Address	1002 LIVE OAK DR, HAVELOCK, NC 28532-8851
Document Number	003866/444
Book / Page	3866 / 444
Map Reference	CAB B SL 399
Instrument Date	Jan 15, 2026
Instrument	10151205
Transaction Type	Transfer
Record Updated	Jan 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1002 LIVE OAK DR, HAVELOCK, NC 28532-8851

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	1002 LIVE OAK DR, HAVELOCK, NC 28532-8851
Transaction Type	Mortgage
Record Updated	May 4, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1002 LIVE OAK DR, HAVELOCK, NC 28532-8851

Mortgage

Document Number	003761/469
Date	Apr 19, 2023
Book Page	3761/469
Instrument	10111462

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	May 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	1002 LIVE OAK DR, HAVELOCK, NC 28532-8851
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03625/1087
Date	Aug 12, 2020
Book Page	3625/1087
Instrument	10059196

Lender

Name	TRUIST BANK
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	1002 LIVE OAK DR, HAVELOCK, NC 28532-8851
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03681/1235
Date	Jul 26, 2021
Book Page	3681/1235
Instrument	10080028

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 1002 Live Oak Dr was $2,646, down 0.3% from the year before.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,646.00 (-0.34%)	$491,370 (-) Land $105,000 Building $386,370	$491,370 (-) Land $105,000 Building $386,370
2025	$2,655.00	$491,370 Land $105,000 Building $386,370	$491,370 Land $105,000 Building $386,370
2023	$2,663.00 (+30.16%)	$491,370 (+72.5%) Land $105,000 Building $386,370	$491,370 Land $105,000 Building $386,370
2022	$2,046.00	$284,860 Land $88,000 Building $196,860
2018			$284,860 Land $88,000 Building $196,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1002 Live Oak Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 183 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	183 in force
Nearby Flood Claims	421 (1996–2019)
Claims Outside the SFHA	24 of 421
Most Recent Claim	Sep 2019 · other causes
Claims by Event	Hurricane Florence, Sep 2018 · 132 claims Hurricane Irene, Sep 2011 · 120 claims Hurricane Isabel, Sep 2003 · 82 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1002 Live Oak Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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