1004 Isaac Dr, Richmond, KY 40475 Property Records

Madison County property record for 1004 Isaac Dr, Richmond, KY 40475

Property Summary

Property TypeSingle Family Home
Details1,400 sqft
Lot Size1 acres (43,668 sqft)
OwnerIndividual Name on Record
Last Sale$118,000 (Dec 2009)
Tax Bill$1,518 (2025)
Deeds & MortgagesNov 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN0109-0001-0014

Property Details

APN / Parcel Number

Primary APN0109-0001-0014
Alternative APNs
  • 113875
  • 76983
  • 43119

Interior

Stories1 Story
Building Area1,400 sqft Living Area

Exterior

Exterior MaterialBrick Veneer
Lot Area43,668 sqft (1 acres)
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Account Number43119
Street Address1004 ISAAC DR
CityRICHMOND
StateKY
Zip40475-7514
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDREAMLAND LOT 14
Legal SubdivisionDREAMLAND
Legal Phase11
Legal Lot Number14
JurisdictionMADISON KY
Township / Civil DivisionWACO-BYBEE
Census Block Group1
Census Block1033
Census Tract11002

Owner

Source: Madison County records, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1004 ISAAC DR, RICHMOND, KY 40475-7514
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 9, 2009 · Amount on Record
Deed SaleDec 9, 2009 · Amount on Record
Deed Document Number2009436763
Deed Book / Page652 / 480
Prior Transfer DateNov 29, 2006
Prior Transfer Doc0D0615/442
Record UpdatedJun 8, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address1004 ISAAC DR, RICHMOND, KY 40475-7514
Transaction TypeMortgage
Record UpdatedNov 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1004 ISAAC DR, RICHMOND, KY 40475-7514

Mortgage

Document Number00M2201/98
DateNov 8, 2022
Book PageM2201/98
Instrument2014118942
Lender
NameCENTRAL BANK & TRUST CO
TypeBank
AddressLEXINGTON, KY 40507
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueOct 31, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,518.00 (-2.75%)$161,000 (-)$161,000 (-)
2023$1,561.00$161,000$161,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 70% of Kentucky
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMADISON CO UTILITIES DISTRICT
serves 25,120 people · EPA ID KY0760224
Water SourcePurchased surface water from RICHMOND UTILITIES
Last State InspectionNov 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jun 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000

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