1004 Furgeson Ln, Frederick, MD 21702 Property Records

Frederick County property record for 1004 Furgeson Ln, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,126 sqft · built 2022
Lot Size	0.136 acres (5,927 sqft)
Owner	2 Individual Names on Record
Last Sale	$491,023 (Oct 2021)
Tax Bill	$9,723 (2024)
Deeds & Mortgages	Mar 2021 Line of Credit Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-601176`

Property Details

APN / Parcel Number

Primary APN	`02-601176`
Alternative APN	`601176`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,126 sqft Living Area
1st Floor Area	1,508 sqft
Basement Area	1,150 sqft
Finished Basement	1,150 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,927 sqft (0.136 acres)
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	601176
Street Address	1004 FURGESON LN
City	FREDERICK
State	MD
Zip	21702-4913
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 104 5,927 SQ FT WAVERLEY VIEW
Legal Subdivision	WAVERLEY VIEW
Legal Block	1
Legal Lot Number	104
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1003
Census Tract	750508

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1004 FURGESON LN, FREDERICK, MD 21702-4913
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2021	Deed of Trust, Mortgage · Line of Credit MVB BANK INC
Oct 27, 2021	Deed, Transfer · FHA Mortgage NFM INC
May 20, 2021	Deed, Transfer COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2021 · Amount on Record
Deed Sale	Oct 27, 2021 · Amount on Record
Prior Sale	May 20, 2021 · Amount on Record
Deed Book / Page	15435 / 459
Last Transfer Date	Aug 10, 2024
Transfer Doc	0170010340
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1004 FURGESON LN, FREDERICK, MD 21702-4913
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0147000426
Date	Mar 25, 2021
Book Page	14700/426

Lender

Name	MVB BANK INC
Type	Bank
Address	RESTON, VA 20190

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 27, 2021
Property Address	1004 FURGESON LN, FREDERICK, MD 21702-4913
Document Number	0154350459
Book / Page	15435 / 459
Map Reference	MB 104 PL 117
Instrument Date	Oct 21, 2021
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	CLEAR TITLE, CLEAR TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,455.12
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1004 FURGESON LN, FREDERICK, MD 21702-4913

Mortgage

Document Number	0015435464
Date	Oct 27, 2021
Instrument	15435/464

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	May 20, 2021
Property Address	1004 FURGESON LN, FREDERICK, MD 21702-4913
Document Number	0149120286
Book / Page	14912 / 286
Map Reference	PL 104 PG 117
Instrument Date	May 3, 2021
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK LLC

Transaction

Amount	Amount Recorded
Tax	$5,300.74
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1311A DOLLEY MADISON BLVD STE 3A, 3A, MC LEAN, VA 22101-3975
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$562,200 (+14.92%) Land $106,000 Building $456,200	$562,200 (-) Land $106,000 Building $456,200
2024	$9,723.00 (+9.47%)
2023	$8,882.00	$489,200	$562,200 Land $106,000 Building $456,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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