1003 Furgeson Ln, Frederick, MD 21702 Property Records

Frederick County property record for 1003 Furgeson Ln, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,984 sqft · built 2022
Lot Size	0.13 acres (5,670 sqft)
Owner	Individual Name on File
Last Sale	$635,000 (Oct 2024)
Tax Bill	$10,940 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-601180`

Property Details

APN / Parcel Number

Primary APN	`02-601180`
Alternative APN	`601180`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,984 sqft Living Area
1st Floor Area	1,665 sqft
Basement Area	850 sqft
Finished Basement	850 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,670 sqft (0.13 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	601180
Street Address	1003 FURGESON LN
City	FREDERICK
State	MD
Zip	21702-4912
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 108 5,670 SQ FT WAVERLEY VIEW
Legal Subdivision	WAVERLEY VIEW
Legal Lot Number	108
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1003
Census Tract	750508

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1003 Furgeson Ln is owned and occupied by an individual who bought it in October 2024.

Source: Frederick County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1003 FURGESON LN, FREDERICK, MD 21702-4912
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2021	Deed of Trust, Mortgage · Line of Credit MVB BANK INC
Sep 3, 2021	Deed, Transfer · VA Mortgage INTERCOASTAL MORTGAGE
Feb 19, 2021	Deed, Transfer COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2024 · Amount on File
Deed Sale	Oct 24, 2024 · Amount on File
Prior Sale	Sep 3, 2021 · Amount on File
Deed Document Number	2024
Deed Book / Page	17083 / 495
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1003 FURGESON LN, FREDERICK, MD 21702-4912
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0147000426
Date	Mar 25, 2021
Book Page	14700/426

Lender

Name	MVB BANK INC
Type	Bank
Address	RESTON, VA 20190

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Sep 3, 2021
Property Address	1003 FURGESON LN, FREDERICK, MD 21702-4912
Document Number	0152590143
Book / Page	15259 / 143
Map Reference	MB 104 PG 117
Instrument Date	Aug 27, 2021
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,379.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1003 FURGESON LN, FREDERICK, MD 21702-4912

Mortgage

Document Number	0015259149
Date	Sep 3, 2021
Instrument	15259/149

Lender

Name	INTERCOASTAL MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Feb 19, 2021
Property Address	1003 FURGESON LN, FREDERICK, MD 21702-4912
Document Number	0145690441
Book / Page	14569 / 441
Map Reference	MB 104 PG 117
Instrument Date	Feb 2, 2021
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK LLC

Transaction

Amount	Amount on Record
Tax	$4,278.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1311A DOLLEY MADISON BLVD STE 3A, 3A, MC LEAN, VA 22101-3975

Tax Assessment & Valuation

The 2025 property tax bill for 1003 Furgeson Ln was $10,940.

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,940.00	$594,500 Land $105,700 Building $488,800	$594,500 Land $105,700 Building $488,800
2023	$9,343.00	$514,833	$594,500 Land $105,700 Building $488,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1003 Furgeson Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1003 Furgeson Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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