1004 Franklin Ave, Waco, TX 76701 Property Records

McLennan County property record for 1004 Franklin Ave, Waco, TX 76701

Property Summary

Property Type	Commercial
Details	14,602 sqft · built 1948
Lot Size	0.754 acres (32,844 sqft)
Owner	Company Name on Record
Tax Bill	$18,374 (2024)
Deeds & Mortgages	May 2023 Mortgage Dec 2023 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`48-016600-002100-7`

Property Details

APN / Parcel Number

Primary APN	`48-016600-002100-7`
Alternative APNs	`4801660000210070111` `172385`

Interior

Stories	1 Story
Building Area	14,602 sqft Gross Area
1st Floor Area	14,602 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Brick Veneer
Construction Type	Concrete
Roof Type	Sawtooth
Roof Material	Built-Up Asphalt
Lot Area	32,844 sqft (0.754 acres)
Lot Dimensions	351 ft deep x 100 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1004 FRANKLIN AVE
City	WACO
State	TX
Zip	76701-1908
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	2007 TIF
Legal Description	FARM LOT 25 LOT 13 32A 32B 33C BLOCK 107 ACRES .754
Legal Subdivision	FARM LOT 25
Legal Block	107
Legal Lot Number	25,13
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2062
Census Tract	100

Owner

Source: McLennan County records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	89 SETTLERS CREEK TRL, WOODWAY, TX 76712-8557
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
May 3, 2023	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF CENTRAL TX
Dec 12, 2023	Deed of Trust, Mortgage · Construction Mortgage CENTRAL NATIONAL BANK
Aug 30, 2023	Vendor's Lien, Transfer FTC
Dec 6, 2017	Loan Modification, Mortgage FIRST NAT'L BK/CTRL TX

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2023
Deed Sale	Aug 30, 2023
Prior Sale	Dec 2, 2016
Deed Document Number	202327630
Prior Transfer Date	Dec 1, 2016
Prior Transfer Doc	0000039384
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	1004 FRANKLIN AVE, WACO, TX 76701-1908
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012871
Date	May 3, 2023
Instrument	2023012871

Lender

Name	FIRST NATIONAL BANK OF CENTRAL TX
Type	Bank
Address	WACO, TX 76702

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	1004 FRANKLIN AVE, WACO, TX 76701-1908
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037652
Date	Dec 12, 2023
Instrument	2023037652

Lender

Name	CENTRAL NATIONAL BANK
Type	Bank
Address	WACO, TX 76710

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	6 Months

August 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Aug 30, 2023
Property Address	1004 FRANKLIN AVE, WACO, TX 76701-1908
Document Number	0000027630
Map Reference	DOC 2016039384
Instrument Date	Aug 29, 2023
Instrument	2023027630
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	FTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2028, WACO, TX 76703-2028

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 SETTLERS CREEK TRL, WOODWAY, TX 76712-8557

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	1004 FRANKLIN AVE, WACO, TX 76701-1908
Document Number	0000040465
Instrument Date	Dec 6, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 2028 WACO TX 767032028, WACO, TX 76703-2028

Mortgage

Document Number	0000040465
Date	Dec 11, 2017
Instrument	40465

Lender

Name	FIRST NAT'L BK/CTRL TX
Type	Bank
Address	WACO, TX 76702-2662

Agreement

Term	60 Months
Due	Dec 10, 2022

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$780,000 (+2.91%) Land $656,890 Building $123,110	$780,000 (+2.91%) Land $656,890 Building $123,110
2024	$18,374.00 (+30.77%)
2023		$757,980 Land $656,890 Building $101,090	$757,980 Land $656,890 Building $101,090
2022	$14,051.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (1989–2012)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile, Verizon.

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