1004 E Madison Ave, Athens, TN 37303 Property Records

McMinn County property record for 1004 E Madison Ave, Athens, TN 37303

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,014 sqft · built 1935
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (Jun 2021)
Tax Bill	$384 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Aug 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`054057H C 07100`

Property Details

APN / Parcel Number

Primary APN	`054057H C 07100`
Alternative APNs	`057H C 07100 00005057H` `057H C 07100`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,014 sqft Living Area
1st Floor Area	1,014 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1985
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	136 ft deep x 50 ft wide
Terrain	Rolling
Porch	Open Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	057H C 07100 00005057H
Street Address	1004 E MADISON AVE
City	ATHENS
State	TN
Zip	37303-3862
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 05 05 054K D 054K 01600 000, COUNTY AREA: D01
Legal Subdivision	CHILHOWEE 2
Legal Block	A
Legal Lot Number	14 5
Jurisdiction	MCMINN TN
Township / Civil Division	2
Census Block Group	3
Census Block	3013
Census Tract	970300

Owner

Source: McMinn County records, as of February 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	1004 E MADISON AVE, ATHENS, TN 37303-3862
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Warranty Deed, Transfer · Conventional Mortgage CAPSTAR BANK
Aug 16, 2017	Deed of Trust, Mortgage · Line of Credit ATHENS FED'L CMNTY BK

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Sale	Jun 1, 2021 · Amount on Record
Deed Sale	Jun 1, 2021 · Amount on Record
Prior Sale	Oct 26, 2015 · Amount on Record
Deed Document Number	225624
Deed Book / Page	22R / 30
Record Updated	Jun 8, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCMINN TN
Recording Date	Jun 1, 2021
Property Address	1004 E MADISON AVE, ATHENS, TN 37303-3862
Document Number	0000022R30
Book / Page	22R / 30
Map Reference	CAB A SL 51
Instrument Date	May 28, 2021
Instrument	225624
Transaction Type	Transfer
Record Updated	Sep 1, 2022
Title Company	INDEPENDENCE ESCROW INC, INDEPENDENCE T&E SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$222.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 E MADISON AVE, ATHENS, TN 37303-3862

Mortgage

Document Number	0000225625
Date	Jun 1, 2021
Instrument	225625

Lender

Name	CAPSTAR BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	5.59%
Type Change Date	Jun 1, 2026
Change Frequency	Annually
Min Rate At Change	7.59%
Max Rate At Change	5.59%
Index	1-Year CMT
Max Rate	11.5%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCMINN TN
Property Address	1004 E MADISON AVE, ATHENS, TN 37303-3862
Document Number	1125407
Book / Page	001125 / 000407
Instrument Date	Aug 16, 2017
Transaction Type	Mortgage
Record Updated	Sep 4, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5904 HOLSTON VIEW LN KNOXVILLE TN 379145142, KNOXVILLE, TN 37914-5142

Mortgage

Document Number	1125407
Date	Aug 28, 2017
Book Page	001125/000407
Instrument	191710

Lender

Name	ATHENS FED'L CMNTY BK
Type	Bank
Address	ATHENS, TN 37371-0869

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: McMinn County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
Municipality	Athens City
County	McMinn County
Elementary School District	Athens City Schools (PK - 08)
Secondary School District	McMinn County School District in Athens (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$384.00	$18,350 (-) Land $2,400 Building $15,950
2024	$384.00	$18,350 (-) Land $2,400 Building $15,950
2023	$384.00 (+4.63%)	$18,350 (+44.77%) Land $2,400 Building $15,950	$73,400 (+44.77%) Land $9,600 Building $63,800
2022	$367.00	$12,675 Land $3,050 Building $9,625	$50,700 Land $12,200 Building $38,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1994–2003)
Claims Outside the SFHA	1 of 6
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims Extensive Rainfall And Flash Flooding, Mar 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHENS UTILITIES BOARD serves 26,424 people · EPA ID TN0000024
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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