Champaign County property record for 1004 E Harding Dr, #U, Urbana, IL 61801
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.006 acres (264 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $85,000 (Mar 2025) |
| Tax Bill | $90 (2024) |
| Deeds & Mortgages | Oct 2025 Transfer Jul 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 93-21-21-152-085 |
| Primary APN | 93-21-21-152-085 |
|---|---|
| Alternative APN |
|
| Units | 25 Units |
|---|
| Architectural Style | Condo/Apartment |
|---|---|
| Lot Area | 264 sqft (0.006 acres) |
| Street Address | 1004 E HARDING DR, U |
|---|---|
| City | URBANA |
| State | IL |
| Zip | 61801-6381 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT PT COMMONS 630 REGENCY EAST CONDO |
| Legal Range | 09E |
| Legal Township | 19N |
| Legal Section | 21 |
| Legal Subdivision | COMMONS 630 REGENCY EAST CONDO |
| Legal Lot Number | U |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | CUNNINGHAM |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 5701 |
Source: Champaign County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1004 E HARDING DR, 108, URBANA, IL 61801-6344 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 21, 2025 | Transfer on Death Deed, Transfer |
| Jul 8, 2021 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Feb 18, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Mar 20, 2018 | Warranty Deed, Transfer · Conventional Mortgage LLLINOIS NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 5, 2025 · Amount on Record |
| Deed Sale | Mar 5, 2025 · Amount on Record |
| Prior Sale | Jul 8, 2021 · Amount on Record |
| Deed Document Number | 20252887 |
| Last Transfer Date | Oct 21, 2025 |
| Transfer Doc | 0000016127 |
| Record Updated | Jun 8, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Oct 21, 2025 |
| Property Address | URBANA, IL 61801 |
| Document Number | 0000016127 |
| Map Reference | DOC 78R23456 |
| Instrument Date | Oct 21, 2025 |
| Instrument | 2025R16127 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1004 E HARDING DR # DR108, DR108, URBANA, IL 61801-6381 |
| Name | Verified Name |
|---|---|
| Address | 1004 E HARDING DR APT 108, 108, URBANA, IL 61801-6344 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Jul 8, 2021 |
| Property Address | 1004 E HARDING DR # U, U, URBANA, IL 61801-6381 |
| Document Number | 0000015971 |
| Map Reference | MB Z PG 54 |
| Instrument Date | Jun 23, 2021 |
| Instrument | 2021R15971 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $49.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1004 E HARDING DR APT 108, 108, URBANA, IL 61801-6344 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Feb 18, 2020 |
| Property Address | 1004 E HARDING DR # U, U, URBANA, IL 61801-6381 |
| Document Number | 0000002509 |
| Instrument Date | Feb 7, 2020 |
| Instrument | 2509 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $38.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1004 E HARDING DR #108 URBANA IL 618016344, 108, URBANA, IL 61801-6344 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Mar 20, 2018 |
| Property Address | 1004 E HARDING DR # U, U, URBANA, IL 61801-6381 |
| Document Number | 0000004058 |
| Instrument Date | Mar 8, 2018 |
| Instrument | 2018R04058 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $74.25 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1004 E HARDING DR APT 108, 108, URBANA, IL 61801-6344 |
| Document Number | 0000004059 |
|---|---|
| Date | Mar 20, 2018 |
| Instrument | 2018R04059 |
| Name | LLLINOIS NATIONAL BANK |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2048 |
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Cunningham Township |
| Municipality | Urbana City |
| Unified School District | Urbana School District 116 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $930 (+5.68%) Land $360 Building $570 | $2,790 (+5.68%) Land $1,080 Building $1,710 | |
| 2024 | $90.00 (+12.5%) | $880 (+18.92%) Land $340 Building $540 | $2,640 (+18.92%) Land $1,020 Building $1,620 |
| 2022 | $80.00 | $740 Land $290 Building $450 | $2,220 Land $870 Building $1,350 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Fidium Fiber, Nextlink, Pavlov Media, Volo.net Internet+Tech.
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