Champaign County property record for 1004 E Harding Dr, #N, Urbana, IL 61801
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.006 acres (264 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $97,000 (Aug 2007) |
| Tax Bill | $90 (2024) |
| Deeds & Mortgages | Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 93-21-21-152-079 |
| Primary APN | 93-21-21-152-079 |
|---|---|
| Alternative APN |
|
| Units | 25 Units |
|---|
| Architectural Style | Condo/Apartment |
|---|---|
| Lot Area | 264 sqft (0.006 acres) |
| Street Address | 1004 E HARDING DR, N |
|---|---|
| City | URBANA |
| State | IL |
| Zip | 61801-6381 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT PT COMMONS 630 REGENCY EAST CONDO |
| Legal Range | 09E |
| Legal Township | 19N |
| Legal Section | 21 |
| Legal Subdivision | COMMONS 630 REGENCY EAST CONDO |
| Legal Lot Number | N |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | CUNNINGHAM |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 5701 |
1004 E Harding Dr, #N is owned by two individuals who bought it in August 2007.
Source: Champaign County records, as of August 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1004 E HARDING DR, 307, URBANA, IL 61801-6346 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2007 · Amount on File |
| Deed Sale | Aug 30, 2007 · Amount on File |
| Deed Document Number | 200724061 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 1004 E HARDING DR # N, N, URBANA, IL 61801-6381 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000898 |
|---|---|
| Date | Jan 14, 2022 |
| Instrument | 2022R00898 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Feb 1, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Cunningham Township |
| Municipality | Urbana City |
| Unified School District | Urbana School District 116 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $930 Land $360 Building $570 | $2,790 Land $1,080 Building $1,710 | |
| 2024 | $90.00 | ||
| 2022 | $80.00 | $740 Land $290 Building $450 | $2,220 Land $870 Building $1,350 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1004 E Harding Dr, #N in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1004 E Harding Dr, #N has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Fidium Fiber, Nextlink, Pavlov Media, Volo.net Internet+Tech.
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