1004 E Harding Dr, Apt 203, Urbana, IL 61801 Property Records

Champaign County property record for 1004 E Harding Dr, Apt 203, Urbana, IL 61801

Property Summary

Property Type	Single Family Home
Lot Size	0.024 acres (1,070 sqft)
Owner	Individual Name on Record
Last Sale	$52,900 (May 2019)
Tax Bill	$1,234 (2024)
Deeds & Mortgages	May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`93-21-21-152-052`

Property Details

APN / Parcel Number

Primary APN	`93-21-21-152-052`
Alternative APN	`932121184011`

Interior

Units	25 Units

Exterior

Architectural Style	Condo/Apartment
Lot Area	1,070 sqft (0.024 acres)

Location & Zoning

Street Address	1004 E HARDING DR, 203
City	URBANA
State	IL
Zip	61801-6344
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT PT COMMONS 630 REGENCY EAST CONDO
Legal Range	09E
Legal Township	19N
Legal Section	21
Legal Subdivision	COMMONS 630 REGENCY EAST CONDO
Legal Lot Number	203
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	2
Census Block	2001
Census Tract	5701

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1004 E HARDING DR, 203, URBANA, IL 61801-6344
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2019 · Amount on Record
Deed Sale	May 16, 2019 · Amount on Record
Deed Document Number	20197066
Record Updated	Jun 8, 2026

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	May 16, 2019
Property Address	1004 E HARDING DR, URBANA, IL 61801-6381
Document Number	0000007066
Instrument Date	May 15, 2019
Instrument	7066
Transaction Type	Transfer
Record Updated	Jun 5, 2019
Title Company	NATIONAL TITLE CLEARING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$53.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1004 E HARDING DR #203 URBANA IL 618016344, 203, URBANA, IL 61801-6344

Mortgage

Document Number	7067
Date	May 16, 2019
Instrument	7067

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	May 15, 2034

Interest

Rate	4.25%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$19,020 (+26.04%) Land $3,220 Building $15,800	$57,060 (+26.04%) Land $9,660 Building $47,400
2024	$1,234.00 (+25.53%)
2022	$983.00 Homeowner's exemption	$15,090 Land $2,550 Building $12,540	$45,270 Land $7,650 Building $37,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Nextlink, Pavlov Media, Volo.net Internet+Tech.