1004 E Harding Dr, Apt 201, Urbana, IL 61801 Property Records

Champaign County property record for 1004 E Harding Dr, Apt 201, Urbana, IL 61801

Property Summary

Property Type	Single Family Home
Lot Size	0.017 acres (760 sqft)
Owner	Individual Name on File
Last Sale	$43,000 (Jun 2020)
Tax Bill	$1,009 (2024)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`93-21-21-152-050`

Property Details

APN / Parcel Number

Primary APN	`93-21-21-152-050`
Alternative APN	`932121184009`

Interior

Units	25 Units

Exterior

Architectural Style	Condo/Apartment
Lot Area	760 sqft (0.017 acres)

Location & Zoning

Street Address	1004 E HARDING DR, 201
City	URBANA
State	IL
Zip	61801-6344
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT PT COMMONS 630 REGENCY EAST CONDO
Legal Range	09E
Legal Township	19N
Legal Section	21
Legal Subdivision	COMMONS 630 REGENCY EAST CONDO
Legal Lot Number	201
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	2
Census Block	2001
Census Tract	5701

Owner

Source: Champaign County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1004 E HARDING DR, 201, URBANA, IL 61801-6344
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2020 · Amount on File
Deed Sale	Jun 25, 2020 · Amount on File
Prior Sale	Jul 11, 2007 · Amount on File
Deed Document Number	202011573
Record Updated	Oct 29, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jun 25, 2020
Property Address	1004 E HARDING DR, URBANA, IL 61801-6381
Document Number	0000011573
Instrument Date	Jun 10, 2020
Instrument	2020R11573
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 E HARDING DR APT 201, 201, URBANA, IL 61801-6344

Mortgage

Document Number	0000011574
Date	Jun 25, 2020
Instrument	2020R11574

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$16,710 (+25.92%) Land $2,350 Building $14,360	$50,130 (+25.92%) Land $7,050 Building $43,080
2024	$1,009.00 (-29.74%)
2022	$1,436.00	$13,270 Land $1,870 Building $11,400	$39,810 Land $5,610 Building $34,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Nextlink, Pavlov Media, Volo.net Internet+Tech.