1004 E 8th St, Lynn Haven, FL 32444 Property Records

Bay County property record for 1004 E 8th St, Lynn Haven, FL 32444

Property Summary

Property TypeResidential Vacant Land
Lot Size0.503 acres (21,911 sqft)
OwnerIndividual Name on Record
Last Sale$600,000 (May 2023)
Tax Bill$2,435 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN08820-010-010

Property Details

APN / Parcel Number

Primary APN08820-010-010

Exterior

Lot Area21,911 sqft (0.503 acres)
Lot Dimensions138 ft deep x 159 ft wide

Location & Zoning

Street Address1004 E 8TH ST
CityLYNN HAVEN
StateFL
Zip32444-1908
Property CategoryResidential
Property TypeVacant Land > Residential
Legal Description3/10 3S 14W -9.3A- 102D BEG 322.7' S & 102' W OF NW COR OF LOT 39 GAY'S PLAT OF
Legal Lot Number39
JurisdictionBAY FL
Township / Civil DivisionLYNN HAVEN
Census Block Group1
Census Block1004
Census Tract1402

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1000 E 8TH ST, LYNN HAVEN, FL 32444-1908
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 1, 2023 · Amount on Record
Deed SaleMay 1, 2023 · Amount on Record
Deed Document Number2023027027
Deed Book / Page4684 / 1677
Record UpdatedJun 8, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateMay 1, 2023
Property Address1004 E 8TH ST, LYNN HAVEN, FL 32444-1908
Document Number0046841677
Book / Page4684 / 1677
Instrument DateApr 25, 2023
Instrument2023027027
Transaction TypeTransfer
Record UpdatedJan 19, 2024

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$4,200.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address2113 RUSHES AVE, PANAMA CITY, FL 32405-2066

Transferred To (Grantee/Buyer)

NameVerified Name
Address2026 COUNTRY CLUB DR, LYNN HAVEN, FL 32444-1988

Mortgage

Document Number0046841680
DateMay 1, 2023
Book Page4684/1680
Instrument2023027028
Lender
NameCADENCE BANK NA
TypeBank
AddressPANAMA CITY, FL 32405
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityLynn Haven City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,435.00$161,881 Land $160,261 Building $1,620$161,881 Land $160,261 Building $1,620

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 121 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies121 in force
Nearby Flood Claims88 (1995–2021)
Claims Outside the SFHA40 of 88
Most Recent ClaimOct 2021 · rainfall accumulation
Claims by Event
  • Hurricane Michael, Oct 2018 · 45 claims
  • Severe Storms And Flooding, Jul 2013 · 4 claims
  • Hurricane Opal, Oct 1995 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.06% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLYNN HAVEN, CITY OF WATER SYSTEM
serves 23,380 people · EPA ID FL1030435
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionNov 2024
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

May also be available: Verizon.

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