Bay County property record for 1000 E 8th St, Lynn Haven, FL 32444 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,732 sqft · built 2000 |
| Lot Size | 1.1 acres (48,047 sqft) |
| Owner | Individual Name on File |
| Last Sale | $600,000 (May 2023) |
| Tax Bill | $7,815 (2025) |
| Deeds & Mortgages | Feb 2022 Line of Credit Jun 2024 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 08820-010-000 |
| Primary APN | 08820-010-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,732 sqft Heated Area |
| Gross Area | 5,120 sqft |
| 1st Floor Area | 2,412 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 48,047 sqft (1.1 acres) |
| Lot Dimensions | 193 ft deep x 155 ft wide |
| Garage Area | 725 sqft |
| Driveway | Driveway |
| Driveway Area | 640 sqft |
| Pool Area | 448 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 831 sqft |
| Deck Area | 112 sqft |
| Patio Area | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1000 E 8TH ST |
|---|---|
| City | LYNN HAVEN |
| State | FL |
| Zip | 32444-1908 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3/10 3S 14W -9.3- 102D COM NW COR LOT 39 BLK Z LYNN HAVEN PLAT TH S 323.26' W 102' |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 03 |
| Legal Subdivision | LYNN HAVEN |
| Legal Block | Z |
| Legal Lot Number | 39 |
| Jurisdiction | BAY FL |
| Township / Civil Division | LYNN HAVEN |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 1402 |
Source: Bay County records · APN 08820-010-000
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1000 E 8TH ST, LYNN HAVEN, FL 32444-1908 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 10, 2022 | Deed of Trust, Mortgage · Line of Credit CENTENNIAL BANK |
| Jun 25, 2024 | Deed of Trust, Mortgage · Conventional Mortgage INNOVATIONS FINANCIAL CU |
| May 01, 2023 | Warranty Deed, Transfer · Commercial Mortgage CADENCE BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 01, 2023 · Amount on Record |
| Deed Sale | May 01, 2023 · Amount on Record |
| Deed Document Number | 2023027027 |
| Deed Book / Page | 4684 / 1677 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 1000 E 8TH ST, LYNN HAVEN, FL 32444-1908 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1000 E 8TH ST, LYNN HAVEN, FL 32444-1908 |
| Document Number | 0045220873 |
|---|---|
| Date | Feb 10, 2022 |
| Book Page | 4522/873 |
| Instrument | 2022009943 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Address | PANAMA CITY, FL 32405 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 13, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 1000 E 8TH ST, LYNN HAVEN, FL 32444-1908 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1000 E 8TH ST, LYNN HAVEN, FL 32444-1908 |
| Document Number | 0048141880 |
|---|---|
| Date | Jun 25, 2024 |
| Book Page | 4814/1880 |
| Instrument | 2024037166 |
| Name | INNOVATIONS FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | PANAMA CITY, FL 32408 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | May 01, 2023 |
| Property Address | 1000 E 8TH ST, LYNN HAVEN, FL 32444-1908 |
| Document Number | 0046841677 |
| Book / Page | 4684 / 1677 |
| Instrument Date | Apr 25, 2023 |
| Instrument | 2023027027 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,200.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2113 RUSHES AVE, PANAMA CITY, FL 32405-2066 |
| Name | Verified Name |
|---|---|
| Address | 2026 COUNTRY CLUB DR, LYNN HAVEN, FL 32444-1988 |
| Document Number | 0046841680 |
|---|---|
| Date | May 01, 2023 |
| Instrument | 4684/1680 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Lynn Haven City |
| Unified School District | Bay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,815.00 (-30.94%) Homeowner's exemption | $561,076 (-23.36%) | $614,664 (-16.04%) Land $276,218 Building $338,446 |
| 2023 | $11,317.00 (+25.42%) | $732,135 (+10.34%) Land $478,146 Building $253,989 | $732,135 (-29.78%) Land $478,146 Building $253,989 |
| 2022 | $9,023.00 Homeowner's exemption Widower's exemption | $663,544 | $1,042,586 Land $770,809 Building $271,777 |
Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120050014021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 121 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 121 in force |
| Nearby Flood Claims | 88 (1995–2021) |
| Claims Outside the SFHA | 40 of 88 |
| Most Recent Claim | Oct 2021, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 256 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone | Cable | 1,200 / 50 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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