1004 E 32nd St, Chattanooga, TN 37407 Property Records

Hamilton County property record for 1004 E 32nd St, Chattanooga, TN 37407

Property Summary

Property Type	Vacant Land
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Last Sale	$58,000 (Aug 2018)
Tax Bill	$132 (2025)
Deeds & Mortgages	Jan 2021 Line of Credit Aug 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`155M E 001`

Property Details

APN / Parcel Number

Primary APN	`155M E 001`

Exterior

Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Location & Zoning

Street Address	1004 E 32ND ST
City	CHATTANOOGA
State	TN
Zip	37407-1901
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	R2
Legal Description	LOT 454 CLIFTON HILLS ADDN NO 2 PB 8 PG 36
Legal Subdivision	CLIFTON HILLS ADDN N
Legal Lot Number	454
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1001
Census Tract	2300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 21892, CHATTANOOGA, TN 37424-0892
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2021	Quit Claim Deed, Transfer · Line of Credit FIRST VOLUNTEER BANK
Aug 2, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST VOLUNTEER BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2018 · Amount on Record
Deed Sale	Aug 2, 2018 · Amount on Record
Prior Sale	Aug 2, 2018 · Amount on Record
Deed Document Number	0802000202
Deed Book / Page	011417 / 000804
Last Transfer Date	Jan 27, 2021
Transfer Doc	0000000321
Record Updated	Jun 8, 2026

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Jan 27, 2021
Property Address	1004 E 32ND ST, CHATTANOOGA, TN 37407-1901
Document Number	0000000321
Book / Page	12332 / 673
Map Reference	MB 8 PG 36
Instrument Date	Jan 22, 2021
Instrument	2021012700321
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 21892, CHATTANOOGA, TN 37424-0892

Mortgage

Document Number	0012332675
Date	Jan 27, 2021
Instrument	12332/675

Lender

Name	FIRST VOLUNTEER BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Jan 25, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Aug 2, 2018
Property Address	1004 E 32ND ST, CHATTANOOGA, TN 37407-1901
Document Number	0802000202
Book / Page	011417 / 000804
Instrument Date	Jul 27, 2018
Instrument	180802000202
Transaction Type	Transfer
Record Updated	Aug 20, 2018
Title Company	CHATTANOOGA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$214.60
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 21892 CHATTANOOGA TN 374240892, CHATTANOOGA, TN 37424-0892

Mortgage

Document Number	802000203
Date	Aug 2, 2018
Book Page	011417/000809
Instrument	180802000203

Lender

Name	FIRST VOLUNTEER BK
Type	Bank
Address	CHATTANOOGA, TN 37421

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Aug 1, 2021

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$132.00 (+221.95%)	$8,750 (+366.67%)	$35,000 (+366.67%) Land $35,000
2024	$41.00	$1,875 (-)	$7,500 (-) Land $7,500
2023	$41.00	$1,875	$7,500 Land $7,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	28 (1980–2012)
Claims Outside the SFHA	8 of 28
Most Recent Claim	Sep 2012 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Sep 2004 · 3 claims Severe Storms, Tornadoes, And Flooding, May 2003 · 8 claims Extensive Rainfall And Flash Flooding, Mar 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 50% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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