1003 E 32nd St, Chattanooga, TN 37407 Property Records

Hamilton County property record for 1003 E 32nd St, Chattanooga, TN 37407

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,080 sqft · built 1940
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Last Sale	$102,000 (Aug 2023)
Tax Bill	$506 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Dec 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`155M D 025`

Property Details

APN / Parcel Number

Primary APN	`155M D 025`
Alternative APN	`0000088773`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,080 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1950
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000088773
Street Address	1003 E 32ND ST
City	CHATTANOOGA
State	TN
Zip	37407-1902
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 384 CLIFTON HILLS ADDN NO 2 PB 8 PG 36
Legal Subdivision	CLIFTON HILLS ADDN N
Legal Lot Number	384
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1001
Census Tract	2300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	84 HALSTEAD AVE, PORT CHESTER, NY 10573-2746
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRSTBANK
Dec 29, 2021	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Oct 4, 2018	Loan Modification, Mortgage FIRST BK/DALTON
Jul 13, 2018	Warranty Deed, Construction Loan · Line of Credit FIRST BK/DALTON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2023 · Amount on Record
Deed Sale	Aug 10, 2023 · Amount on Record
Prior Sale	Dec 29, 2021 · Amount on Record
Deed Document Number	2023081000004
Deed Book / Page	13368 / 836
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Aug 10, 2023
Property Address	1003 E 32ND ST, CHATTANOOGA, TN 37407-1902
Document Number	0000000004
Book / Page	13368 / 836
Map Reference	MB 8 PG 36
Instrument Date	Aug 8, 2023
Instrument	2023081000004
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	BRIDGE CITY TITLE DOWNTOWN, BRIDGE CITY TTL DOWNTONW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$377.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 HALSTEAD AVE, PORT CHESTER, NY 10573-2746

Mortgage

Document Number	0000000005
Date	Aug 10, 2023
Instrument	2023081000005

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Dec 29, 2021
Property Address	1003 E 32ND ST, CHATTANOOGA, TN 37407-1902
Document Number	0000000217
Book / Page	12790 / 524
Map Reference	MB 6 PG 16
Instrument Date	Dec 22, 2021
Instrument	2021122900217
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	UNKNOWN, FOUNDATION T&E SERIES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$358.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 E 32ND ST, CHATTANOOGA, TN 37407-1902

Mortgage

Document Number	0012790527
Date	Dec 29, 2021
Instrument	12790/527

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON TN
Property Address	1003 E 32ND ST, CHATTANOOGA, TN 37407-1902
Document Number	1210000080
Instrument Date	Oct 4, 2018
Transaction Type	Mortgage
Record Updated	Dec 21, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	46 WOODPECKER PL RINGGOLD GA 307364906, RINGGOLD, GA 30736-4906

Mortgage

Document Number	1210000080
Date	Dec 10, 2018
Book Page	011518/000842
Instrument	181210000080

Lender

Name	FIRST BK/DALTON
Type	Bank
Address	DALTON, GA 30720

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Dec 9, 2023

July 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 13, 2018
Property Address	1003 E 32ND ST, CHATTANOOGA, TN 37407-1902
Document Number	0713000097
Book / Page	011399 / 000688
Instrument Date	Jul 10, 2018
Instrument	180713000097
Transaction Type	Construction Loan
Record Updated	Jul 24, 2018
Title Company	REALTY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$542.05
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 284 ROCKY FACE GA 307400284, ROCKY FACE, GA 30740-0284

Mortgage

Document Number	713000098
Date	Jul 13, 2018
Book Page	011399/000690
Instrument	180713000098

Lender

Name	FIRST BK/DALTON
Type	Bank
Address	DALTON, GA 30720

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jul 12, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$506.00 (+36.76%)	$33,425 (+101.96%)	$133,700 (+101.96%) Land $35,000 Building $98,700
2024	$370.00	$16,550 (-)	$66,200 (-) Land $15,000 Building $51,200
2023	$370.00	$16,550 (-)	$66,200 (-) Land $15,000 Building $51,200
2022	$370.00	$16,550	$66,200 Land $15,000 Building $51,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	28 (1980–2012)
Claims Outside the SFHA	8 of 28
Most Recent Claim	Sep 2012 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Sep 2004 · 3 claims Severe Storms, Tornadoes, And Flooding, May 2003 · 8 claims Extensive Rainfall And Flash Flooding, Mar 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 50% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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