1004 Co Rd 357, New Albany, MS 38652 Property Records

Union County property record for 1004 Co Rd 357, New Albany, MS 38652

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 2,714 sqft · built 2016
Lot Size	4.11 acres (179,467 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,621 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Nov 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`031R-26-001.27`

Property Details

APN / Parcel Number

Primary APN	`031R-26-001.27`
Alternative APN	`20150`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,714 sqft Living Area
2nd Floor Area	486 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	179,467 sqft (4.11 acres)
Shed	1 Shed
Shed Area	1,110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1004 COUNTY ROAD 357
City	NEW ALBANY
State	MS
Zip	38652-8980
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	NE 1/4
Jurisdiction	UNION MS
Township / Civil Division	1
Census Block Group	1
Census Block	1060
Census Tract	950200

Owner

1004 Co Rd 357, a rural home, is owned and occupied by two individuals who acquired it in September 2023.

Source: Union County records, as of December 15, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1004 COUNTY ROAD 357, NEW ALBANY, MS 38652-8980
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage GUM TREE MORTGAGE LLC
Nov 20, 2020	Deed of Trust, Mortgage · Line of Credit GUM TREE MORTGAGE LLC
Dec 19, 2022	Deed of Trust, Mortgage BNA BANK
Jun 23, 2023	Deed of Trust, Mortgage BNA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2023
Deed Sale	Sep 13, 2023
Deed Document Number	202300372
Record Updated	Jun 8, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION MS
Property Address	1004 COUNTY ROAD 357, NEW ALBANY, MS 38652-8980
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017000957
Date	Mar 9, 2017
Instrument	2017000957

Lender

Name	GUM TREE MORTGAGE LLC
Type	Mortgage Company
Address	TUPELO, MS 38801

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2047

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION MS
Property Address	1004 COUNTY ROAD 357, NEW ALBANY, MS 38652-8980
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 COUNTY ROAD 357, NEW ALBANY, MS 38652-8980

Mortgage

Document Number	2020004152
Date	Nov 20, 2020
Instrument	2020004152

Lender

Name	GUM TREE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION MS
Property Address	1004 COUNTY ROAD 357, NEW ALBANY, MS 38652-8980
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 COUNTY ROAD 357, NEW ALBANY, MS 38652-8980

Mortgage

Document Number	2022004869
Date	Dec 19, 2022
Instrument	2022004869

Lender

Name	BNA BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	6 Months
Due	Jun 16, 2023

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION MS
Property Address	1004 COUNTY ROAD 357, NEW ALBANY, MS 38652-8980
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 COUNTY ROAD 357, NEW ALBANY, MS 38652-8980

Mortgage

Document Number	2023002717
Date	Jun 23, 2023
Instrument	2023002717

Lender

Name	BNA BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 22, 2053

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1004 Co Rd 357 was $2,621 with exemptions applied, up 0.9% from the year before.

Source: Union County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Union County
Unified School District	Union County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,621.00 (+0.89%) Homeowner's exemption Senior Citizen's exemption	$30,927	$309,180 Land $9,510 Building $299,670
2024	$2,598.00 (-6.85%)
2023	$2,789.00 (+54.17%) Homeowner's exemption	$29,433 (+62.15%)	$294,230 (+62.18%) Land $9,520 Building $284,710
2022	$1,809.00 Homeowner's exemption	$18,152	$181,420 Land $8,680 Building $172,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1004 Co Rd 357 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1004 Co Rd 357 is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 45% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MYRTLE serves 2,037 people · EPA ID MS0730005
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber	10,000 / 10,000
ACE Fiber Fiber	8,000 / 8,000
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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