1012 Co Rd 357, New Albany, MS 38652 Property Records

Union County property record for 1012 Co Rd 357, New Albany, MS 38652

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,603 sqft · built 2004
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Tax Bill	$900 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Jan 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`030R-23-003.33`

Property Details

APN / Parcel Number

Primary APN	`030R-23-003.33`
Alternative APN	`19357`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,603 sqft Living Area
1st Floor Area	1,603 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1012 COUNTY ROAD 357
City	NEW ALBANY
State	MS
Zip	38652-8980
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SE 1/4
Legal Range	02E
Legal Township	06S
Legal Section	23
Jurisdiction	UNION MS
Township / Civil Division	1
Census Block Group	1
Census Block	1061
Census Tract	950200

Owner

Source: Union County records, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1012 COUNTY ROAD 357, NEW ALBANY, MS 38652-8980
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2018	Deed of Trust, Mortgage BNA BANK
Jan 24, 2023	Deed of Trust, Mortgage BNA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 7, 2010
Transfer Doc	2011000632
Record Updated	Jun 8, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION MS
Property Address	1012 COUNTY ROAD 357, NEW ALBANY, MS 38652-8980
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 COUNTY ROAD 357, NEW ALBANY, MS 38652-8980
Investor	Possibly a Property Investor

Mortgage

Document Number	2018003249
Date	Sep 27, 2018
Instrument	2018003249

Lender

Name	BNA BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	61 Months
Due	Sep 30, 2023

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION MS
Property Address	1012 COUNTY ROAD 357, NEW ALBANY, MS 38652-8980
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 COUNTY ROAD 357, NEW ALBANY, MS 38652-8980
Investor	Possibly a Property Investor

Mortgage

Document Number	2023000263
Date	Jan 24, 2023
Instrument	2023000263

Lender

Name	BNA BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jan 28, 2028

Tax Assessment & Valuation

Source: Union County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Union County
Unified School District	Union County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$900.00 (+1.58%) Homeowner's exemption	$10,726 (-)	$107,260 (-) Land $13,200 Building $94,060
2024	$886.00 (+7.39%)
2023	$825.00 (+13.17%) Homeowner's exemption	$10,726 (+21.06%)	$107,260 (+21.06%) Land $13,200 Building $94,060
2022	$729.00 Homeowner's exemption	$8,860	$88,600 Land $12,000 Building $76,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MYRTLE serves 2,037 people · EPA ID MS0730005
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber	10,000 / 10,000
ACE Fiber Fiber	8,000 / 8,000
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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