Hamilton County property record for 1004 Carter Dr, Chattanooga, TN 37415
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,508 sqft · built 1963 |
| Lot Size | 0.299 acres (13,030 sqft) |
| Owner | Individual Name on File |
| Last Sale | $155,000 (Mar 2019) |
| Tax Bill | $1,448 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Mar 2019 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 118J H 021 |
| Primary APN | 118J H 021 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,508 sqft Living Area |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Ranch |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 13,030 sqft (0.299 acres) |
| Lot Dimensions | 130 ft deep x 100 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000046075 |
|---|---|
| Street Address | 1004 CARTER DR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37415-5600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 12 RIVERMONT PLACE PB 19 PG 41 |
| Legal Subdivision | RIVERMONT PLACE |
| Legal Lot Number | 12 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 10502 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1004 Carter Dr is owned and occupied by an individual who bought it in March 2019.
Source: Hamilton County records, as of December 31, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1004 CARTER DR, CHATTANOOGA, TN 37415-5600 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 1, 2023 | Deed of Trust, Mortgage · Line of Credit BUILTWELL BANK |
| Mar 18, 2019 | Warranty Deed, Transfer TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC |
| Oct 26, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 18, 2019 · Amount on File |
| Deed Sale | Mar 18, 2019 · Amount on File |
| Prior Sale | Oct 26, 2017 |
| Deed Document Number | 2019031800181 |
| Deed Book / Page | 11590 / 022 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1004 CARTER DR, CHATTANOOGA, TN 37415-5600 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000158 |
|---|---|
| Date | Nov 1, 2023 |
| Book Page | 13438/632 |
| Instrument | 2023110100158 |
| Name | BUILTWELL BANK |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37421 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 59 Months |
| Due | Oct 20, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Mar 18, 2019 |
| Property Address | 1004 CARTER DR, CHATTANOOGA, TN 37415-5600 |
| Document Number | 0318000181 |
| Book / Page | 011590 / 000022 |
| Instrument Date | Mar 8, 2019 |
| Instrument | 190318000181 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2019 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC |
| Amount | Amount on Record |
|---|---|
| Tax | $573.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1004 CARTER DR CHATTANOOGA TN 374155600, CHATTANOOGA, TN 37415-5600 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Oct 26, 2017 |
| Property Address | 1004 CARTER DR, CHATTANOOGA, TN 37415-5600 |
| Document Number | 0000000097 |
| Book / Page | 011187 / 000887 |
| Instrument Date | Oct 13, 2017 |
| Instrument | 97 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1004 CARTER DR CHATTANOOGA TN 374155600, CHATTANOOGA, TN 37415-5600 |
The 2025 property tax bill for 1004 Carter Dr was $1,448, up 11.8% from the year before.
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,448.00 (+11.81%) | $95,575 (+65.07%) | $382,300 (+65.07%) Land $180,000 Building $202,300 |
| 2024 | $1,295.00 | $57,900 (-) | $231,600 (-) Land $60,000 Building $171,600 |
| 2023 | $1,295.00 | $57,900 (-) | $231,600 (-) Land $60,000 Building $171,600 |
| 2022 | $1,295.00 | $57,900 | $231,600 Land $60,000 Building $171,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1004 Carter Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 1 (2019) |
| Most Recent Claim | Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1004 Carter Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 93% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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