1002 Carter Dr, Chattanooga, TN 37415 Property Records

Hamilton County property record for 1002 Carter Dr, Chattanooga, TN 37415

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,558 sqft · built 1960
Lot Size	0.308 acres (13,422 sqft)
Owner	Individual Name on File
Last Sale	$114,000 (Nov 2011)
Tax Bill	$1,389 (2025)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`118J H 020`

Property Details

APN / Parcel Number

Primary APN	`118J H 020`
Alternative APN	`0000046074`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,558 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1983
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,422 sqft (0.308 acres)
Lot Dimensions	104 ft deep x 130 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000046074
Street Address	1002 CARTER DR
City	CHATTANOOGA
State	TN
Zip	37415-5600
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 11 RIVERMONT PLACE PB19 PG41
Legal Subdivision	RIVERMONT PLACE
Legal Lot Number	11
Jurisdiction	HAMILTON TN
Township / Civil Division	2
Census Block Group	3
Census Block	3000
Census Tract	10502

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1002 Carter Dr is owned by an individual who bought it in November 2011.

Source: Hamilton County records, as of January 2, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 21388, CHATTANOOGA, TN 37424-0388
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 11, 2011 · Amount on File
Deed Sale	Nov 11, 2011 · Amount on File
Prior Sale	Aug 9, 2010 · Amount on File
Deed Document Number	201190
Deed Book / Page	9514 / 238
Prior Transfer Date	Aug 24, 2001
Prior Transfer Doc	5968322
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1002 CARTER DR, CHATTANOOGA, TN 37415-5600
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000419
Date	Aug 2, 2021
Book Page	12592/579
Instrument	2021080200419

Lender

Name	PINNACLE BANK
Type	Bank
Address	EUGENE, OR 97402

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1002 Carter Dr was $1,389, up 42.8% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,389.00 (+42.75%)	$91,700 (+110.68%)	$366,800 (+110.68%) Land $180,000 Building $186,800
2024	$973.00	$43,525 (-)	$174,100 (-) Land $60,000 Building $114,100
2023	$973.00	$43,525 (-)	$174,100 (-) Land $60,000 Building $114,100
2022	$973.00	$43,525	$174,100 Land $60,000 Building $114,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1002 Carter Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1002 Carter Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20