1004 Ashfield Ln, O Fallon, MO 63366 Property Records

St. Charles County property record for 1004 Ashfield Ln, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,725 sqft · built 2014
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$284,100 (Jul 2018)
Tax Bill	$5,178 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Dec 2017 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`T120300046`

Property Details

APN / Parcel Number

Primary APN	`T120300046`
Alternative APN	`2-0042-A814-00-088F.0000000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,725 sqft Living Area
Gross Area	4,392 sqft
1st Floor Area	1,583 sqft
Basement Area	1,142 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T120300046
Street Address	1004 ASHFIELD LN
City	O FALLON
State	MO
Zip	63366-1565
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HYLAND GREEN #9 AMEND LOT 88F
Legal Subdivision	HYLAND GREEN #9 AMEND
Legal Lot Number	88F
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	3
Census Block	3025
Census Tract	311801

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1004 ASHFIELD LN, O FALLON, MO 63366-1565
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage ACCESS CAPITAL FUNDING LLC
Dec 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage ROCKWOOD BANK
May 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Sep 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Jun 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Jul 3, 2018	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2018 · Amount on Record
Deed Sale	Jul 3, 2018 · Amount on Record
Prior Sale	Sep 24, 2014 · Amount on Record
Deed Document Number	2018376360
Deed Book / Page	6943 / 1891
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1004 ASHFIELD LN, O FALLON, MO 63366-1565
Transaction Type	Mortgage
Record Updated	Aug 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0066821847
Date	Jan 9, 2017
Book Page	6682/1847
Instrument	20170109000015410

Lender

Name	ACCESS CAPITAL FUNDING LLC
Type	Funding / Finance Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2032

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1004 ASHFIELD LN, O FALLON, MO 63366-1565
Transaction Type	Mortgage
Record Updated	Aug 9, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0068600321
Date	Dec 29, 2017
Book Page	6860/0321
Instrument	20171229000800870

Lender

Name	ROCKWOOD BANK
Type	Bank
Address	WILDWOOD, MO 63040

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 22, 2018

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1004 ASHFIELD LN, O FALLON, MO 63366-1565
Transaction Type	Mortgage
Record Updated	Aug 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070761180
Date	May 20, 2019
Book Page	7076/1180
Instrument	20190520000239890

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1004 ASHFIELD LN, O FALLON, MO 63366-1565
Transaction Type	Mortgage
Record Updated	Aug 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071452028
Date	Sep 19, 2019
Book Page	7145/2028
Instrument	20190919000515230

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1004 ASHFIELD LN, O FALLON, MO 63366-1565
Transaction Type	Mortgage
Record Updated	Aug 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0073160818
Date	Jun 9, 2020
Book Page	7316/818
Instrument	20200609000387390

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 3, 2018
Property Address	1004 ASHFIELD LN, O FALLON, MO 63366-1565
Document Number	0069431891
Book / Page	6943 / 1891
Map Reference	MB 46 PG 309
Instrument Date	Jun 28, 2018
Instrument	20180703000376360
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	US TITLE CORPORATION AND OR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1004 ASHFIELD LN, 1004, O FALLON, MO 63366-1565

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1004 ASHFIELD LN, O FALLON, MO 63366-1565

Mortgage

Document Number	20180703000376370
Date	Jul 3, 2018
Instrument	20180703000376370

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$80,804 (-)	$425,282 (-) Land $65,000 Building $360,282
2025	$5,178.00	$80,804 (+16.07%)	$425,282 (+16.07%) Land $65,000 Building $360,282
2023		$69,617
2022			$366,404 Land $45,000 Building $321,404

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Brightspeed Fiber	940 / 940
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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