1000 Ashfield Ln, O Fallon, MO 63366 Property Records

St. Charles County property record for 1000 Ashfield Ln, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,088 sqft · built 2014
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Jan 2021)
Tax Bill	$4,172 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Nov 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`T120300048`

Property Details

APN / Parcel Number

Primary APN	`T120300048`
Alternative APN	`2-0042-A814-00-090F.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,088 sqft Living Area
Gross Area	3,392 sqft
1st Floor Area	1,224 sqft
Basement Area	864 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T120300048
Street Address	1000 ASHFIELD LN
City	O FALLON
State	MO
Zip	63366-1565
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HYLAND GREEN #9 AMEND LOT 90F
Legal Subdivision	HYLAND GREEN #9 AMEND
Legal Lot Number	90F
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	3
Census Block	3025
Census Tract	311801

Owner

1000 Ashfield Ln is owned and occupied by two individuals who bought it in January 2021.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1000 ASHFIELD LN, O FALLON, MO 63366-1565
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Nov 4, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Sep 20, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 16, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 29, 2021	Grant Deed, Transfer · FHA Mortgage GERSHMAN MTG
Jul 5, 2018	Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2021 · Amount on File
Deed Sale	Jan 29, 2021 · Amount on File
Prior Sale	Jul 5, 2018 · Amount on File
Deed Document Number	20218724
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1000 ASHFIELD LN, O FALLON, MO 63366-1565
Transaction Type	Mortgage
Record Updated	May 3, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1000 ASHFIELD LN, O FALLON, MO 63366-1565

Mortgage

Document Number	0000014651
Date	Apr 19, 2023
Instrument	2023R-014651

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	334 Months
Due	Feb 1, 2051

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1000 ASHFIELD LN, O FALLON, MO 63366-1565
Transaction Type	Mortgage
Record Updated	Nov 18, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1000 ASHFIELD LN, O FALLON, MO 63366-1565

Mortgage

Document Number	0000060173
Date	Nov 4, 2022
Instrument	2022R-060173

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	339 Months
Due	Feb 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1000 ASHFIELD LN, O FALLON, MO 63366-1565
Transaction Type	Mortgage
Record Updated	Aug 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071461429
Date	Sep 20, 2019
Book Page	7146/1429
Instrument	20190920000518150

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CHESTERFIELD, MO 63005

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	348 Months
Due	Sep 1, 2048

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1000 ASHFIELD LN, O FALLON, MO 63366-1565
Transaction Type	Mortgage
Record Updated	Aug 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0073211316
Date	Jun 16, 2020
Book Page	7321/1316
Instrument	20200616000407060

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	340 Months
Due	Oct 1, 2048

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 29, 2021
Property Address	1000 ASHFIELD LN, O FALLON, MO 63366-1565
Document Number	0000008724
Instrument Date	Jan 21, 2020
Instrument	8724
Transaction Type	Transfer
Record Updated	Apr 13, 2021
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1000 ASHFIELD LN O FALLON MO 633661565, O FALLON, MO 63366-1565

Mortgage

Document Number	8725
Date	Jan 29, 2021
Instrument	8725

Lender

Name	GERSHMAN MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 28, 2051

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 5, 2018
Property Address	1000 ASHFIELD LN, O FALLON, MO 63366-1565
Document Number	0069440447
Book / Page	6944 / 0447
Map Reference	MB 46 PG 309
Instrument Date	Jun 29, 2018
Instrument	20180705000377810
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	US TITLE CORPORATION AND AGE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1000 ASHFIELD LN, 1000, O FALLON, MO 63366-1565

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1000 ASHFIELD LN, O FALLON, MO 63366-1565

Mortgage

Document Number	20180705000377820
Date	Jul 5, 2018
Instrument	20180705000377820

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1000 Ashfield Ln was $4,172.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,977 (-)	$341,984 (-) Land $65,000 Building $276,984
2025	$4,172.00	$64,977	$341,984 Land $65,000 Building $276,984
2023		$63,205
2022			$332,657 Land $45,000 Building $287,657

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1000 Ashfield Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1000 Ashfield Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Brightspeed Fiber	940 / 940
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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