1004 Arnaud St, Sumter, SC 29150 Property Records

Sumter County property record for 1004 Arnaud St, Sumter, SC 29150

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,246 sqft · built 1992
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Apr 2026)
Tax Bill	$3,172 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage Mar 2026 Sale & Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`204-03-09-044`

Property Details

APN / Parcel Number

Primary APN	`204-03-09-044`
Alternative APN	`24943`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,246 sqft Living Area
Gross Area	1,300 sqft
1st Floor Area	1,246 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Porch	Covered/Finished Porch
Patio Area	191 sqft
Utility Building	34 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	24943
Street Address	1004 ARNAUD ST
City	SUMTER
State	SC
Zip	29150-5912
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 78B PB92-1048 0.14AC PB92-1738
Legal Lot Number	78B
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	4
Census Block	4001
Census Tract	901

Owner

Source: Sumter County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1004 ARNAUD ST, SUMTER, SC 29150-5912
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GATEWAY FIRST BANK
Mar 4, 2026	Deed, Transfer · FHA Mortgage GATEWAY FIRST BANK
Apr 16, 2026	Re-recorded Document NONE LISTED ON DOCUMENT
Jan 27, 2023	Quit Claim Deed, Transfer Quitclaim
Nov 30, 2022	Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUSTMARK NATIONAL BANK
Aug 24, 2017	Quit Claim Deed, Transfer Quitclaim
Jul 5, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2026 · Amount on Record
Deed Sale	Apr 16, 2026 · Amount on Record
Prior Sale	Mar 4, 2026 · Amount on Record
Deed Book / Page	1353 / 815
Prior Transfer Date	Jan 27, 2023
Prior Transfer Doc	0013105720
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	1004 ARNAUD ST, SUMTER, SC 29150-5912
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013513884
Date	Mar 13, 2026
Book Page	1351/3884

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	Stand-Alone Second Mortgage

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Mar 4, 2026
Property Address	1004 ARNAUD ST, SUMTER, SC 29150-5912
Document Number	0013511273
Book / Page	1351 / 1273
Map Reference	MB 92 PG 1738
Instrument Date	Feb 26, 2026
Transaction Type	Transfer
Record Updated	Mar 20, 2026
Title Company	C&C

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$442.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 ARNAUD ST, SUMTER, SC 29150-5912

Mortgage

Document Number	0013511277
Date	Mar 4, 2026
Instrument	1351/1277

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

Mortgage

Document Number	0013511302
Date	Mar 4, 2026
Book Page	1351/1302

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	180 Months
Due	Mar 3, 2041

April 2026: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	SUMTER SC
Recording Date	Apr 16, 2026
Property Address	1004 ARNAUD ST, SUMTER, SC 29150-5912
Document Number	1353000815
Book / Page	1353 / 815
Instrument Date	Feb 26, 2026
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$44,642.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	1004 ARNAUD ST, SUMTER, SC 29150-5912

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUMTER SC
Recording Date	Jan 27, 2023
Property Address	1004 ARNAUD ST, SUMTER, SC 29150-5912
Document Number	0013105720
Book / Page	1310 / 5720
Map Reference	MB 92 PG 1738
Instrument Date	Jan 27, 2023
Transaction Type	Transfer
Record Updated	Jul 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1361 BLAKENSHIP PLACE, SUMTER, SC 29150-2037

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Nov 30, 2022
Property Address	1004 ARNAUD ST, SUMTER, SC 29150-5912
Document Number	0013091476
Book / Page	1309 / 1476
Map Reference	MB 92 PG 1738
Instrument Date	Nov 23, 2022
Transaction Type	Transfer
Record Updated	Jul 11, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$536.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1361 BLANKENSHIP PL, SUMTER, SC 29150-2037

Mortgage

Document Number	0013091479
Date	Nov 30, 2022
Instrument	1309/1479

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	1004 ARNAUD ST, SUMTER, SC 29150-5912
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012685636
Date	May 28, 2020
Book Page	1268/5636

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUMTER SC
Recording Date	Aug 24, 2017
Property Address	1004 ARNAUD ST, SUMTER, SC 29150-5912
Document Number	0012362341
Book / Page	001236 / 002341
Instrument Date	Aug 11, 2017
Transaction Type	Transfer
Record Updated	Sep 5, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	1004 ARNAUD ST SUMTER SC 291505912, SUMTER, SC 29150-5912

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUMTER SC
Recording Date	Jul 5, 2017
Property Address	1004 ARNAUD ST, SUMTER, SC 29150-5912
Document Number	0012343872
Book / Page	001234 / 003872
Instrument Date	Jun 28, 2017
Transaction Type	Transfer
Record Updated	Jul 17, 2017

Transaction

Amount	Amount Recorded
Tax	$314.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	171 CROMER DR SUMTER SC 291501508, SUMTER, SC 29150-1508

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,172.00 (+2.82%)	$8,140 (-0.12%) Land $900 Building $7,240	$135,784 (-) Land $15,000 Building $120,784
2023	$3,085.00 (+304.86%)	$8,150 (+104.26%) Land $900 Building $7,250	$135,784 (+32.19%) Land $15,000 Building $120,784
2022	$762.00	$3,990 Land $600 Building $3,390	$102,718 Land $15,000 Building $87,718

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	5 (2015–2020)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2020 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMTER serves 53,070 people · EPA ID SC4310001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: FTC.

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