Sumter County property record for 965 Arnaud St, Sumter, SC 29150 · Last verified July 2026
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 2 ba · 1,185 sqft · built 1993 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $97,000 (Jun 2019) |
| Tax Bill | $450 (2025) |
| Deeds & Mortgages | Apr 2026 Sale Apr 2026 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 204-06-03-048 |
| Primary APN | 204-06-03-048 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,185 sqft Living Area |
| Gross Area | 1,247 sqft |
| 1st Floor Area | 1,185 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Duplex Single |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,227 sqft (0.12 acres) |
| Porch | Covered/Finished Porch |
| Utility Building | 34 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 25462 |
|---|---|
| Street Address | 965 ARNAUD ST |
| City | SUMTER |
| State | SC |
| Zip | 29150-5917 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | LOT 93A PB93-1562 0.12 AC PB95-263 |
| Legal Lot Number | 93A |
| Jurisdiction | SUMTER SC |
| Township / Civil Division | SUMTER |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 901 |
Source: Sumter County records · APN 204-06-03-048
Assessment roll updated December 3, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 965 ARNAUD ST, SUMTER, SC 29150-5917 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 22, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 22, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Jun 10, 2019 | Warranty Deed, Transfer · Conventional Mortgage GATEWAY MORTGAGE GROUP LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 10, 2019 · Amount on Record |
| Deed Sale | Jun 10, 2019 · Amount on Record |
| Deed Book / Page | 1256 / 1839 |
| Last Transfer Date | Apr 20, 2026 |
| Transfer Doc | 0013531953 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Apr 22, 2026 |
| Property Address | 965 ARNAUD ST, SUMTER, SC 29150-5917 |
| Document Number | 0013531953 |
| Book / Page | 1353 / 1953 |
| Instrument Date | Apr 20, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 965 ARNAUD ST, SUMTER, SC 29150-5917 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Apr 22, 2026 |
| Property Address | 965 ARNAUD ST, SUMTER, SC 29150-5917 |
| Document Number | 1353001953 |
| Book / Page | 1353 / 1953 |
| Instrument Date | Apr 20, 2026 |
| Transaction Type | Transfer |
| Record Updated | May 06, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 965 ARNAUD ST, SUMTER, SC 29150-5917 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Jun 10, 2019 |
| Property Address | 965 ARNAUD ST, SUMTER, SC 29150-5917 |
| Document Number | 0012561839 |
| Book / Page | 1256 / 1839 |
| Map Reference | MB 93 PG 1562 |
| Instrument Date | Jun 10, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 05, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $358.90 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 965 ARNAUD ST, SUMTER, SC 29150-5917 |
| Document Number | 0012561843 |
|---|---|
| Date | Jun 10, 2019 |
| Instrument | 1256/1843 |
| Name | GATEWAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2049 |
Source: Sumter County records · Assessment roll updated December 3, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Municipality | Sumter City |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $450.00 (+4.9%) | $4,090 (-) Land $600 Building $3,490 | $102,224 (-) Land $15,000 Building $87,224 |
| 2023 | $429.00 (+0.7%) | $4,090 (-) Land $600 Building $3,490 | $102,224 (-) Land $15,000 Building $87,224 |
| 2022 | $426.00 | $4,090 Land $600 Building $3,490 | $102,224 Land $15,000 Building $87,224 |
Source: FEMA National Flood Hazard Layer, Sumter County (45085C), updated January 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450850009014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 21 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 5 (2015–2020) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Sep 2020, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 409 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: Farmers Telephone Cooperative, Inc. (SC). Availability varies by address; speeds are provider-advertised maximums, not measured.
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