Harford County property record for 1004 Agate Dr, Edgewood, MD 21040
| Property Type | Townhouse |
|---|---|
| Details | 2 ba · 1,296 sqft · built 1986 |
| Lot Size | 0.033 acres (1,440 sqft) |
| Owner | Company Name on Record |
| Last Sale | $85,000 (Sep 2020) |
| Tax Bill | $1,803 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-091921 |
| Primary APN | 01-091921 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,296 sqft Total Area |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,440 sqft (0.033 acres) |
| Lot Dimensions | 80 ft deep x 18 ft wide |
| Deck Area | 120 sqft |
| Patio Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 091921 |
|---|---|
| Street Address | 1004 AGATE DR |
| City | EDGEWOOD |
| State | MD |
| Zip | 21040-1302 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R4 |
| Legal Description | LOT 130 18X80 1004 AGATE DRIVE WEST SHORE P1 PT 50/29 |
| Legal Subdivision | WEST SHORE |
| Legal Lot Number | 130 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 301707 |
Source: Harford County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 510 PHILADELPHIA RD, C, JOPPA, MD 21085-3132 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Apr 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FRONT DOOR TITLE INC, FRONT DOOR TITLE |
| Mar 5, 2021 | Deed of Trust, Mortgage DOMINION FINANCIAL SERVICES LLC |
| Sep 16, 2020 | Deed, Transfer · Commercial Mortgage DOMINION FINANCIAL SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 16, 2020 · Amount on Record |
| Deed Sale | Sep 16, 2020 · Amount on Record |
| Prior Sale | Aug 2, 2004 · Amount on Record |
| Deed Book / Page | 14114 / 116 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Apr 14, 2026 |
| Property Address | 1004 AGATE DR, EDGEWOOD, MD 21040-1302 |
| Document Number | 1708000081 |
| Book / Page | 17083 / 81 |
| Instrument Date | Apr 8, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FRONT DOOR TITLE INC, FRONT DOOR TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Document Number | 1708000081, |
|---|---|
| Date | Apr 14, 2026 |
| Book Page | 17083/81 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 1004 AGATE DR, EDGEWOOD, MD 21040-1302 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | FRONT DOOR TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0145510042 |
|---|---|
| Date | Mar 5, 2021 |
| Book Page | 14551/42 |
| Name | DOMINION FINANCIAL SERVICES LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | BALTIMORE, MD 21202 |
| Amount | Amount Recorded |
|---|---|
| Term | 359 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Sep 16, 2020 |
| Property Address | 1004 AGATE DR, EDGEWOOD, MD 21040-1302 |
| Document Number | 0141140116 |
| Book / Page | 14114 / 116 |
| Map Reference | MB 50 FO 29 |
| Instrument Date | Sep 8, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | FRONT DOOR TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 705 PHILADELPHIA RD, JOPPA, MD 21085-3122 |
| Document Number | 0014114120 |
|---|---|
| Date | Sep 16, 2020 |
| Instrument | 14114/120 |
| Name | DOMINION FINANCIAL SERVICES LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 8 Months |
| Due | May 8, 2021 |
Source: Harford County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $190,900 (+7.15%) Land $40,000 Building $150,900 | $190,900 (-) Land $40,000 Building $150,900 | |
| 2025 | $1,803.00 (+11.43%) | $178,167 (+16.68%) | $190,900 (+25.02%) Land $40,000 Building $150,900 |
| 2023 | $152,700 Land $40,000 Building $112,700 | $152,700 Land $40,000 Building $112,700 | |
| 2022 | $1,618.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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