1000 Agate Dr, Edgewood, MD 21040 Property Records

Harford County property record for 1000 Agate Dr, Edgewood, MD 21040

Property Summary

Property TypeTownhouse
Details2 ba · 1,584 sqft · built 1986
Lot Size0.066 acres (2,880 sqft)
Owner2 Individual Names on Record
Last Sale$175,000 (Oct 2019)
Tax Bill$2,054 (2025)
Deeds & MortgagesJul 2026 Mortgage
May 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN01-091905

Property Details

APN / Parcel Number

Primary APN01-091905
Alternative APNs
  • 1091905
  • 091905

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,584 sqft Total Area
Basement Area567 sqft
Finished Basement567 sqft

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,880 sqft (0.066 acres)
Lot Dimensions80 ft deep x 36 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area130 sqft
Deck Area160 sqft
Patio Area284 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number091905
Street Address1000 AGATE DR
CityEDGEWOOD
StateMD
Zip21040-1302
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR4
Legal DescriptionLOT 128 2880 SF 1000 AGATE DRIVE WEST SHORE P1 PT 75/71
Legal SubdivisionREVISION OF FINAL PLAT ONE WEST SHORE
Legal Lot Number128
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group1
Census Block1015
Census Tract301707

Owner

Source: Harford County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1000 AGATE DR, EDGEWOOD, MD 21040-1302
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
May 21, 2021Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Jun 29, 2022Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
Oct 17, 2019Grant Deed, Transfer
BANK OF AMERICA
Jan 13, 2017Deed, Transfer · VA Mortgage
FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 17, 2019 · Amount on Record
Deed SaleOct 17, 2019 · Amount on Record
Prior SaleJan 13, 2017 · Amount on Record
Deed Book / Page13497 / 281
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Recording DateJul 28, 2026
Property Address1000 AGATE DR, EDGEWOOD, MD 21040-1302
Document Number1722000198
Book / Page17224 / 198
Instrument DateJul 21, 2026
Transaction TypeMortgage
Record UpdatedAug 4, 2026
Title CompanyROCKET TITLE, ROCKET CLOSE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1722000198,
DateJul 28, 2026
Book Page17224/198
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueAug 1, 2046
Interest
Rate TypeFixed Rate
Rate6.49%
Initial TypeFixed Rate
Max Rate-1%

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address1000 AGATE DR, EDGEWOOD, MD 21040-1302
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0147680089
DateMay 21, 2021
Book Page14768/89
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address1000 AGATE DR, EDGEWOOD, MD 21040-1302
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0155770209
DateJun 29, 2022
Book Page15577/209
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

October 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHARFORD MD
Recording DateOct 17, 2019
Property Address1000 AGATE DR, EDGEWOOD, MD 21040-1302
Document Number0134970281
Book / Page013497 / 000281
Instrument DateOct 11, 2019
Transaction TypeTransfer
Record UpdatedOct 30, 2019
Title CompanySAGE TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$175.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1000 AGATE DR EDGEWOOD MD 210401302, EDGEWOOD, MD 21040-1302

Mortgage

Document Number134970288
DateOct 17, 2019
Book Page013497/000288
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount Recorded
Term360 Months
DueOct 16, 2049

January 2017: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateJan 13, 2017
Property Address1000 AGATE DR, EDGEWOOD, MD 21040-1302
Document Number0121830475
Book / Page12183 / 0475
Map ReferenceMB CGH NO 75 FO71
Instrument DateDec 29, 2016
Instrument12183-0475
Transaction TypeTransfer
Record UpdatedAug 3, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,698.75
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1000 AGATE DR, EDGEWOOD, MD 21040-1302

Mortgage

Document Number121830482
DateJan 13, 2017
Instrument12183-0482
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2047

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 12, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$222,900 (+24.53%) Land $40,500 Building $182,400$222,900 (+24.53%) Land $40,500 Building $182,400
2025$2,054.00 (+9.78%) Homeowner's exemption
2023$179,000 Land $40,500 Building $138,500$179,000 Land $40,500 Building $138,500
2022$1,871.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 89% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARFORD COUNTY D.P.W.
serves 104,567 people · EPA ID MD0120016
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880

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