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10038 Rain Cloud Dr, Houston, TX 77095 Property Records

Harris County property record for 10038 Rain Cloud Dr, Houston, TX 77095

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,871 sqft · built 2005
Lot Size0.235 acres (10,238 sqft)
Owner2 Individual Names on Record
Last Sale$167,400 (Sep 2013)
Tax Bill$8,117 (2025)
Deeds & MortgagesSep 2026 Line of Credit
Oct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN126-279-002-0010

Property Details

APN / Parcel Number

Primary APN126-279-002-0010

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,871 sqft Living Area
1st Floor Area1,709 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialBrick Veneer
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area10,238 sqft (0.235 acres)
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area32 sqft
Patio Area378 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1262790020010
Street Address10038 RAIN CLOUD DR
CityHOUSTON
StateTX
Zip77095-2442
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 10 BLK 2 WHITE OAK FALLS SEC 2
Legal SubdivisionWHITE OAK FALLS SEC 2
Legal Block2
Legal Lot Number10
JurisdictionHARRIS TX
Township / Civil DivisionNORTHWEST HARRIS
Census Block Group3
Census Block3008
Census Tract541004

Owner

Source: Harris County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10038 RAIN CLOUD DR, HOUSTON, TX 77095-2442
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2026Deed of Trust, Mortgage · Line of Credit
LOANDEPOT.COM LLC
Oct 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 6, 2013 · Amount on Record
Deed SaleSep 6, 2013 · Amount on Record
Prior SaleDec 27, 2005 · Amount on Record
Deed Document Number2013458408
Deed Book / Page049-13 / 0963
Prior Transfer DateDec 21, 2005
Prior Transfer Doc000Y986106
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Recording DateSep 22, 2026
Property Address10038 RAIN CLOUD DR, HOUSTON, TX 77095-2442
Document Number0000384180
Instrument DateSep 15, 2026
Instrument2026384180
Transaction TypeMortgage
Record UpdatedSep 30, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address10038 RAIN CLOUD DR, HOUSTON, TX 77095-2442

Mortgage

Document Number0000384180,
DateSep 22, 2026
Instrument2026384180
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Max Rate-1%

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address10038 RAIN CLOUD DR, HOUSTON, TX 77095-2442
Transaction TypeMortgage
Record UpdatedNov 2, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021614806
DateOct 25, 2021
Instrument2021-614806
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueNov 1, 2041

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictCypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$352,021 (-3.69%) Land $72,872 Building $279,149$352,021 (-3.69%) Land $72,872 Building $279,149
2025$8,117.00 (-3.93%)$365,525 (-1.26%) Land $72,872 Building $292,653$365,525 (-1.26%) Land $72,872 Building $292,653
2024$8,449.00 (+232.25%)
2023$370,187 Land $63,351 Building $306,836$370,187 Land $63,351 Building $306,836
2022$2,543.00 (+43.19%)
2020$1,776.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 42 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies42 in force
Nearby Flood Claims1 (2016)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2016 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARRIS COUNTY MUD 248
serves 2,076 people · EPA ID TX1013306
Water SourcePurchased groundwater from several systems
Last State InspectionMar 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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