10022 Rain Cloud Dr, Houston, TX 77095 Property Records

Harris County property record for 10022 Rain Cloud Dr, Houston, TX 77095

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,247 sqft · built 2006
Lot Size	0.14 acres (6,075 sqft)
Owner	2 Individual Names on Record
Last Sale	$223,900 (Sep 2020)
Tax Bill	$4,243 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`126-279-002-0006`

Property Details

APN / Parcel Number

Primary APN	`126-279-002-0006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,247 sqft Living Area
1st Floor Area	2,247 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	6,075 sqft (0.14 acres)
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1262790020006
Street Address	10022 RAIN CLOUD DR
City	HOUSTON
State	TX
Zip	77095-2442
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 6 BLK 2 WHITE OAK FALLS SEC 2
Legal Subdivision	WHITE OAK FALLS SEC 2
Legal Block	2
Legal Lot Number	6
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	3
Census Block	3008
Census Tract	541004

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10022 RAIN CLOUD DR, HOUSTON, TX 77095-2442
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 11, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage THE BANK OF NEW YORK MELLON TRUST CO NA
Sep 3, 2020	Warranty Deed, Transfer · FHA Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2020 · Amount on Record
Deed Sale	Sep 3, 2020 · Amount on Record
Prior Sale	Jul 31, 2006
Deed Document Number	2020413744
Prior Transfer Date	Aug 28, 2020
Prior Transfer Doc	0000413744
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	10022 RAIN CLOUD DR, HOUSTON, TX 77095-2442
Transaction Type	Mortgage
Record Updated	Sep 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020552023
Date	Nov 11, 2020
Instrument	2020-552023

Lender

Name	THE BANK OF NEW YORK MELLON TRUST CO NA
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Sep 3, 2020
Property Address	10022 RAIN CLOUD DR, HOUSTON, TX 77095-2442
Document Number	0000413744
Instrument Date	Aug 28, 2020
Instrument	413744
Transaction Type	Transfer
Record Updated	Nov 24, 2020
Title Company	FRONTIER TITLE COMPANY-WH LLC, FRONTIER TITLE CO-WH LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10022 RAIN CLOUD DR HOUSTON TX 770952442, HOUSTON, TX 77095-2442

Mortgage

Document Number	413745
Date	Sep 3, 2020
Instrument	413745

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 2, 2050

Mortgage

Document Number	552023,
Date	Sep 3, 2020
Instrument	552023

Lender

Name	HOUSING & CMNTY DEV DEPT
Type	Construction/Development Company
Address	PO BOX 13941, AUSTIN, TX 78711-3941

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$315,547 (-3.62%) Land $68,304 Building $247,243	$315,547 (-3.62%) Land $68,304 Building $247,243
2025	$4,243.00 (+116.59%) Homeowner's exemption Veteran's exemption	$327,409 (+1.16%) Land $68,304 Building $259,105	$327,409 (+1.16%) Land $68,304 Building $259,105
2024	$1,959.00 (+19.09%) Homeowner's exemption Veteran's exemption	$323,654 (+5.68%) Land $59,380 Building $264,274	$323,654 (+5.68%) Land $59,380 Building $264,274
2023	$1,645.00 Homeowner's exemption	$306,252 Land $59,380 Building $246,872	$306,252 Land $59,380 Building $246,872
2022	$1,645.00 (+1,195.28%)
2020	$127.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2016 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 248 serves 2,076 people · EPA ID TX1013306
Water Source	Purchased groundwater from several systems
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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