10035 E Heritage Dr, Effingham, IL 62401 Property Records

Effingham County property record for 10035 E Heritage Dr, Effingham, IL 62401 · Last verified August 2023

Property Summary

Property Type	Single Family Home
Details	939 sqft · built 1974
Lot Size	0.339 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$115,500 (Mar 2022)
Tax Bill	$1,116 (2022)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-07-014-042`

Property Details

APN / Parcel Number

Primary APN	`11-07-014-042`

Interior

Stories	1 Story
Building Area	939 sqft Base Area

Exterior

Year Built	Built 1974
Construction Type	Frame
Lot Area	14,810 sqft (0.339 acres)
Garage Area	324 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	10035 E HERITAGE DR
City	EFFINGHAM
State	IL
Zip	62401-4470
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 HERITAGE ACRES 3771/111 3486/24 2943/121 1867/280 1552/196 1126/225 478/89
Legal Lot Number	19
Jurisdiction	EFFINGHAM IL
Township / Civil Division	SUMMIT
Census Block Group	4
Census Block	4007
Census Tract	950200

Owner

Source: Effingham County records · APN 11-07-014-042

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	10035 E HERITAGE DR, EFFINGHAM, IL 62401-4470
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 05, 2019	Warranty Deed, Transfer · Conventional Mortgage MIDLAND STATES BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 24, 2022 · Amount on Record
Deed Sale	Mar 24, 2022 · Amount on Record
Prior Sale	Aug 05, 2019 · Amount on Record
Deed Document Number	202222001247
Deed Book / Page	3771 / 111
Record Updated	Jun 07, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Mar 24, 2022
Property Address	10035 E HERITAGE DR, EFFINGHAM, IL 62401-4470
Document Number	003771/111
Book / Page	3771 / 111
Instrument Date	Mar 22, 2022
Instrument	202222001247
Transaction Type	Transfer
Record Updated	Apr 20, 2022
Title Company	ATTORNEY'S TITLE, ATTORNEYS TTL GUARANTY FUND

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$115.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10035 E HERITAGE DR, EFFINGHAM, IL 62401-4470

Mortgage

Document Number	202222001248
Date	Mar 24, 2022
Instrument	202222001248

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Aug 05, 2019
Property Address	10035 E HERITAGE DR, EFFINGHAM, IL 62401-4470
Document Number	3486/024
Book / Page	3486 / 024
Map Reference	MB 9 PG 1
Instrument Date	Aug 02, 2019
Instrument	201901903012
Transaction Type	Transfer
Record Updated	Aug 05, 2021
Title Company	BURNET TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1035 HERITAGE AVE, EFFINGHAM, IL 62401

Mortgage

Document Number	201901903013
Date	Aug 05, 2019
Instrument	201901903013

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2049

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Summit Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$1,116.00 Homeowner's exemption	$30,620 Land $2,810 Building $27,810	$91,860 Land $8,430 Building $83,430

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 71% of Illinois
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 36 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Wabash Telephone Cooperative	Fiber	1,000 / 1,000
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130
AT&T	Fixed Wireless	100 / 20
Wisper ISP	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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