Effingham County property record for 10017 E Heritage Dr, Effingham, IL 62401
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 939 sqft · built 1973 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on File |
| Last Sale | $62,000 (Nov 2011) |
| Tax Bill | $1,684 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Nov 2011 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-07-014-043 |
| Primary APN | 11-07-014-043 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Stories | 1 Story |
| Building Area | 939 sqft Base Area |
| 1st Floor Area | 939 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Construction Type | Frame |
| Lot Area | 14,375 sqft (0.33 acres) |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 10017 E HERITAGE DR |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-4470 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 20 HERITAGE ACRES 2780/78 2293/154 648/301 |
| Legal Subdivision | HERITAGE ACRES SUBDIVISION |
| Legal Lot Number | 20 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | SUMMIT |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 950200 |
10017 E Heritage Dr is owned and occupied by an individual who bought it in November 2011.
Source: Effingham County records, as of October 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10017 E HERITAGE DR, EFFINGHAM, IL 62401-4470 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA |
| Nov 14, 2011 | Warranty Deed, Transfer · USDA Mortgage USDA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 14, 2011 · Amount on File |
| Deed Sale | Nov 14, 2011 · Amount on File |
| Prior Sale | Feb 9, 2007 · Amount on File |
| Deed Document Number | 20111105567 |
| Deed Book / Page | 2780 / 78 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 10017 E HERITAGE DR, EFFINGHAM, IL 62401-4470 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2020 |
| Title Company | AMERICAN COAST TITLE |
| Name | Verified Name |
|---|
| Document Number | 3546/149 |
|---|---|
| Date | Apr 2, 2020 |
| Book Page | 3546/149 |
| Instrument | 202020001388 |
| Name | DIETERICH BANK NA |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 1, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Nov 14, 2011 |
| Property Address | 10017 E HERITAGE DR, EFFINGHAM, IL 62401-4470 |
| Document Number | 2780/078 |
| Book / Page | 2780 / 078 |
| Map Reference | MB9 PG1 |
| Instrument Date | Nov 4, 2011 |
| Instrument | 201101105567 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $93.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10017 E HERITAGE DR, EFFINGHAM, IL 62401-4470 |
| Document Number | 002780/080 |
|---|---|
| Date | Nov 14, 2011 |
| Book Page | 2780/080 |
| Instrument | 201101105568 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Address | SAINT LOUIS, MO 63166 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 396 Months |
| Due | Nov 10, 2044 |
The 2025 property tax bill for 10017 E Heritage Dr was $1,684 with a homeowner's exemption.
Source: Effingham County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Summit Township |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,684.00 | $37,960 Land $3,610 Building $34,350 | $113,880 Land $10,830 Building $103,050 |
| 2022 | $1,034.00 Homeowner's exemption | $28,920 Land $2,750 Building $26,170 | $86,760 Land $8,250 Building $78,510 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 10017 E Heritage Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 10017 E Heritage Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 25 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
| Wisper ISP Fixed Wireless | 100 / 20 |
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