1003 Rector Rd, Bridgewater, NJ 08807 Property Records

Somerset County and Bridgewater Township property record for 1003 Rector Rd, Bridgewater, NJ 08807

Property Summary

Property Type	Single Family Home
Details	1,728 sqft · built 1966
Lot Size	0.826 acres (35,998 sqft)
Owner	2 Individual Names on Record
Last Sale	$620,000 (Jun 2023)
Tax Bill	$10,142 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-00632-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`06-00632-0000-00002`
Alternative APNs	`060063200002` `S001`

Interior

Stories	1 Story
Building Area	1,728 sqft Living Area
1st Floor Area	1,728 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Construction Type	Frame
Lot Area	35,998 sqft (0.826 acres)
Lot Dimensions	360 ft deep x 100 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	S001
Street Address	1003 RECTOR RD
City	BRIDGEWATER
State	NJ
Zip	08807-1317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R50
Legal Subdivision	WASHINGTON VLY ESTATES SEC 3
Legal Block	632
Legal Lot Number	2
Jurisdiction	SOMERSET NJ
Township / Civil Division	BRIDGEWATER
Census Block Group	1
Census Block	1010
Census Tract	50901

Owner

Source: Somerset County and Bridgewater Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1003 RECTOR RD, BRIDGEWATER, NJ 08807-1317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2023 · Amount on Record
Deed Sale	Jun 12, 2023 · Amount on Record
Deed Document Number	202314520
Deed Book / Page	7509 / 939
Prior Transfer Date	Mar 24, 2015
Prior Transfer Doc	0000014343
Record Updated	Sep 20, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Jun 12, 2023
Property Address	1003 RECTOR RD, BRIDGEWATER, NJ 08807-1317
Document Number	0000014520
Book / Page	7509 / 939
Instrument Date	Jun 12, 2023
Instrument	2023014520
Transaction Type	Transfer
Record Updated	Jun 22, 2023
Title Company	STERLING TITLE AGENCY, STERLING TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,511.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX RM, BRIDGEWATER, NJ 08807

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1003 RECTOR RD, BRIDGEWATER, NJ 08807-1317

Mortgage

Document Number	0000014521
Date	Jun 12, 2023
Instrument	2023014521

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bridgewater Township
Unified School District	Bridgewater-Raritan Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$581,300 (+10.39%) Land $318,700 Building $262,600	$581,300 (+10.39%) Land $318,700 Building $262,600
2025	$10,142.00 (+3.49%)	$526,600 (+17.07%) Land $290,200 Building $236,400	$526,600 (+17.07%) Land $290,200 Building $236,400
2024	$9,800.00 (+11.63%)
2023		$449,800 Land $274,900 Building $174,900	$449,800 Land $274,900 Building $174,900
2022	$8,779.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1979–2012)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20