1003 Leonard Ave, Oceanside, CA 92054 Property Records

San Diego County property record for 1003 Leonard Ave, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,495 sqft · built 2008
Lot Size	0.124 acres (5,400 sqft)
Owner	Company Name on Record
Last Sale	$1,975,000 (Jul 2023)
Tax Bill	$7,134 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Apr 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`150-410-31-00`

Property Details

APN / Parcel Number

Primary APN	`150-410-31-00`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,495 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Lot Area	5,400 sqft (0.124 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1003 LEONARD AVE
City	OCEANSIDE
State	CA
Zip	92054-4217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BLK 5 LOT 24 TR 001787
Legal Subdivision	PLUMOSA HEIGHTS
Legal Tract	001787
Legal Block	5
Legal Lot Number	24
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1000
Census Tract	18201

Owner

Source: San Diego County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1003 LEONARD AVE, OCEANSIDE, CA 92054-4217
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2023	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Apr 13, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ESCONDIDO FCU
Mar 29, 2022	Intrafamily Transfer, Transfer
Nov 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2023 · Amount on Record
Deed Sale	Jul 10, 2023 · Amount on Record
Prior Sale	May 28, 2004 · Amount on Record
Deed Document Number	2023179463
Prior Transfer Date	Feb 14, 2022
Prior Transfer Doc	0000138242
Record Updated	Oct 29, 2026

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 10, 2023
Property Address	1003 LEONARD AVE, OCEANSIDE, CA 92054-4217
Document Number	0000179463
Map Reference	MAP 1787
Instrument Date	Jun 15, 2023
Instrument	2023-0179463
Transaction Type	Transfer
Record Updated	Jul 19, 2023
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1003 LEONARD AVE, OCEANSIDE, CA 92054-4217

Mortgage

Document Number	0000179464
Date	Jul 10, 2023
Instrument	2023-0179464

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1003 LEONARD AVE, OCEANSIDE, CA 92054-4217
Transaction Type	Mortgage
Record Updated	Apr 24, 2023
Title Company	CHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 LEONARD AVE, OCEANSIDE, CA 92054-4217

Mortgage

Document Number	0000096657
Date	Apr 13, 2023
Instrument	2023-0096657

Lender

Name	ESCONDIDO FCU
Type	Credit Union
Address	ESCONDIDO, CA 92025

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Apr 17, 2030

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 29, 2022
Property Address	1003 LEONARD AVE, OCEANSIDE, CA 92054-4217
Document Number	0000138242
Map Reference	MAP 1787
Instrument Date	Feb 14, 2022
Instrument	2022-0138242
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1003 LEONARD AVE, OCEANSIDE, CA 92054-4217

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1003 LEONARD AVE, OCEANSIDE, CA 92054-4217
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 LEONARD AVE, OCEANSIDE, CA 92054-4217

Mortgage

Document Number	0000712431
Date	Nov 13, 2020
Instrument	2020-0712431

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Dec 1, 2030

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$653,601 (+2%) Land $461,443 Building $192,158
2025	$7,134.00 (-35.5%) Homeowner's exemption	$640,787 (-36.12%) Land $452,396 Building $188,391
2023	$11,060.00 (+1.55%) Homeowner's exemption	$1,003,056 (+2%) Land $614,952 Building $388,104
2022	$10,891.00 Homeowner's exemption	$983,390 Land $602,895 Building $380,495

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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