Baltimore County property record for 1003 Kirkcolm Rd, Towson, MD 21286
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,883 sqft · built 1963 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $390,000 (May 2008) |
| Tax Bill | $6,129 (2024) |
| Deeds & Mortgages | Mar 2020 Mortgage Jan 2022 Mortgage + 1 more |
| APN | 09-0904351910 |
| Primary APN | 09-0904351910 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,883 sqft Living Area |
| Gross Area | 3,123 sqft |
| 1st Floor Area | 1,833 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 19,602 sqft (0.45 acres) |
| Lot Dimensions | 251 ft deep x 168 ft wide |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0904351910 |
|---|---|
| Street Address | 1003 KIRKCOLM RD |
| City | TOWSON |
| State | MD |
| Zip | 21286-1740 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .4500 AC |
| Legal Subdivision | MINE BANK |
| Legal Block | B |
| Legal Lot Number | 20 |
| Jurisdiction | BALTIMORE MD |
| Township / Civil Division | 9 |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 490100 |
Source: Baltimore County records, as of January 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1003 KIRKCOLM RD, TOWSON, MD 21286-1740 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC |
| Jan 12, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Oct 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NAT'L BK PENNSYLVANIA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 15, 2008 · Amount on Record |
| Deed Sale | May 15, 2008 · Amount on Record |
| Deed Document Number | 2008379394 |
| Deed Book / Page | 26998 / 280 |
| Last Transfer Date | Jul 23, 2021 |
| Transfer Doc | 0462040495 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 1003 KIRKCOLM RD, TOWSON, MD 21286-1740 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Title Company | ADVANTAGE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0426000291 |
|---|---|
| Date | Mar 23, 2020 |
| Book Page | 42600/291 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | BUENA PARK, CA 90620 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 1, 2040 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Jan 12, 2022 |
| Property Address | 1003 KIRKCOLM RD, TOWSON, MD 21286-1740 |
| Document Number | 0462040495 |
| Book / Page | 46204 / 495 |
| Map Reference | MB WJR24 FO 102 |
| Instrument Date | Jul 23, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1003 KIRKCOLM RD, TOWSON, MD 21286-1740 |
| Document Number | 0046204500 |
|---|---|
| Date | Jan 12, 2022 |
| Instrument | 46204/500 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 235 Months |
| Due | Aug 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 1003 KIRKCOLM RD, TOWSON, MD 21286-1740 |
| Document Number | 0437250240 |
| Instrument Date | Oct 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 1003 KIRKCOLM RD BALTIMORE MD 212861740, BALTIMORE, MD 21286-1740 |
| Document Number | 0437250240 |
|---|---|
| Date | Dec 3, 2020 |
| Book Page | 043725/000240 |
| Name | FIRST NAT'L BK PENNSYLVANIA |
|---|---|
| Address | PULASKI, PA 16143 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Baltimore County assessment roll, as of July 14, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Baltimore County |
| Unified School District | Baltimore County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $474,300 (+13.3%) Land $136,600 Building $337,700 | $474,300 (-) Land $136,600 Building $337,700 | |
| 2024 | $6,129.00 (+106.5%) | ||
| 2023 | $2,968.00 Homeowner's exemption | $418,633 | $474,300 Land $136,600 Building $337,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1984–2016) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Dec 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures