1002 Kirkcolm Rd, Towson, MD 21286 Property Records

Baltimore County property record for 1002 Kirkcolm Rd, Towson, MD 21286

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,570 sqft · built 1962
Lot Size0.432 acres (18,810 sqft)
Owner2 Individual Names on Record
Last Sale$470,000 (Jun 2009)
Tax Bill$6,799 (2024)
Deeds & MortgagesApr 2026 Mortgage
Dec 2020 Mortgage
+ 2 more
APN09-0903004570

Property Details

APN / Parcel Number

Primary APN09-0903004570
Alternative APNs
  • 90903004570
  • 0903004570

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,570 sqft Living Area
Gross Area3,482 sqft
1st Floor Area2,028 sqft
Basement Area542 sqft
Finished Basement542 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area18,810 sqft (0.432 acres)
Lot Dimensions172 ft deep x 104 ft wide
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
Pool Area525 sqft
Deck Area432 sqft
Patio Area450 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0903004570
Street Address1002 KIRKCOLM RD
CityTOWSON
StateMD
Zip21286-1739
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1002 KIRKCOLM RD MINE BANK
Legal SubdivisionMINE BANK
Legal BlockE
Legal Lot Number1
JurisdictionBALTIMORE MD
Township / Civil Division9
Census Block Group3
Census Block3024
Census Tract490100

Owner

Source: Baltimore County records, as of May 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1002 KIRKCOLM RD, TOWSON, MD 21286-1739
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Dec 3, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Aug 15, 2019Deed of Trust, Mortgage · Commercial Mortgage
SUNTRUST BANK
Oct 16, 2019Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 17, 2009 · Amount on Record
Deed SaleJun 17, 2009 · Amount on Record
Prior SaleJun 11, 2008
Deed Document Number2009393942
Deed Book / Page28231 / 402
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Recording DateApr 29, 2026
Property Address1002 KIRKCOLM RD, TOWSON, MD 21286-1739
Document Number0512540353
Book / Page51254 / 353
Instrument DateApr 16, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyROCKET MORTGAGE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1002 KIRKCOLM RD, TOWSON, MD 21286-1739

Mortgage

Document Number5125000353,
DateApr 29, 2026
Book Page51254/353
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMay 1, 2046
Interest
Rate TypeFixed Rate
Rate6.22%
Initial TypeFixed Rate
Max Rate-1%

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address1002 KIRKCOLM RD, TOWSON, MD 21286-1739
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0437260249
DateDec 3, 2020
Book Page43726/249
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueOct 1, 2050

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address1002 KIRKCOLM RD, TOWSON, MD 21286-1739
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0417510277
DateAug 15, 2019
Book Page41751/277
Lender
NameSUNTRUST BANK
TypeBank
AddressBALTIMORE, MD 21202
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address1002 KIRKCOLM RD, TOWSON, MD 21286-1739
Document Number0421210034
Instrument DateOct 16, 2019
Transaction TypeMortgage
Record UpdatedDec 5, 2019
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1002 KIRKCOLM RD TOWSON MD 212861739, TOWSON, MD 21286-1739

Mortgage

Document Number0421210034
DateNov 15, 2019
Book Page042121/000034
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 14, 2049

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$563,300 (+11.89%) Land $135,800 Building $427,500$563,300 (-) Land $135,800 Building $427,500
2024$6,799.00 (+118.55%)
2023$3,111.00 Homeowner's exemption$503,433$563,300 Land $135,800 Building $427,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies3 in force
Nearby Flood Claims3 (1984–2016)
Claims Outside the SFHA2 of 3
Most Recent ClaimDec 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 89% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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