1003 Gardenia Loop, Hercules, CA 94547 Property Records

Contra Costa County property record for 1003 Gardenia Loop, Hercules, CA 94547 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 2015
Square Footage2,803 sqft Living Area
Lot Size4,798 sqft (0.11 acres)
OccupancyOwner Occupied
Last Sale$689,500 (2015)
Tax Bill$10,617.00 (2025)

Property Details

APN / Parcel Number

Primary APN404-740-028
Alternative APN
  • 404-740-028-0

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Total Rooms9 Rooms
Building Area2,803 sqft Living Area
1st Floor1,227 sqft 1st Floor
2nd Floor1,576 sqft 2nd Floor
Stories2 Stories

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleCluster Style
Lot Area4,798 sqft (0.11 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area449 sqft Garage

Location & Zoning

Street Address1003 GARDENIA LOOP
CityHERCULES
StateCA
Zip94547-2621
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionT9362 L28
Legal Subdivision9362
Legal Tract9362
Legal Lot Number28
JurisdictionCONTRA COSTA CA
Minor Civil DivisionWEST CONTRA COSTA
Census Blockgroup2
Census Block2001
Census Tract392300

Owner

Source: Contra Costa County records · APN 404-740-028

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1003 GARDENIA LOOP, HERCULES, CA 94547-2621
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2026Deed of Trust, Mortgage · Stand Alone Second Mortgage
NAVY FCU
Nov 25, 2019Deed of Trust, Mortgage · Veterans Administration Mortgage
FLAGSTAR BANK FSB
Sep 25, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
SRE MTG ALLIANCE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 18, 2015 · Amount on Record
Deed SaleDec 18, 2015 · Amount on Record
Deed Doc Number2015260507
Record RefreshedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address1003 GARDENIA LOOP, HERCULES, CA 94547-2621
Transaction TypeMortgage
Record UpdatedMar 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1003 GARDENIA LOOP, HERCULES, CA 94547-2621

Mortgage

Document Number0000023273
DateMar 10, 2026
Instrument2026- 023273
Lender
NameNAVY FCU
TypeCredit Union
Address820 FOLLIN LN SE, VIENNA, VA 22180
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term61 Months
DueApr 01, 2031

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address1003 GARDENIA LOOP, HERCULES, CA 94547-2621
Transaction TypeMortgage
Record UpdatedNov 03, 2022
Title CompanyWFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000211186
DateNov 25, 2019
Instrument2019-211186
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2049

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address1003 GARDENIA LOOP, HERCULES, CA 94547-2621
Document Number0000261090
Instrument DateSep 25, 2020
Transaction TypeMortgage
Record UpdatedNov 12, 2020
Title CompanyMADISON SETTLEMENT SERVICES, MADISON SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address1003 GARDENIA LOOP HERCULES CA 945472621, HERCULES, CA 94547-2621

Mortgage

Document Number0000261090
DateNov 03, 2020
Instrument261090
Lender
NameSRE MTG ALLIANCE INC
AddressEL SEGUNDO, CA 90245
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueNov 02, 2050

Tax Assessment & Valuation

Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityHercules City
Unified School DistrictWest Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$832,060 (+2%) Land $259,602 Building $572,458
2025$10,617.00 (+4.3%) Disabled Person's exemption Veteran's exemption$815,746 (+4.04%) Land $254,512 Building $561,234
2023$10,179.00 (-14.45%) Homeowner's exemption$784,072 Land $244,630 Building $539,442
2022$11,899.00

Flood & Wildfire

1003 Gardenia Loop is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Contra Costa County (06013C), updated October 12, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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