Bonner County property record for 1003 Ames Way, Dover, ID 83825
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,957 sqft · built 2019 |
| Lot Size | 1.28 acres (55,757 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $885,780 (Feb 2022) |
| Tax Bill | $8,347 (2025) |
| Deeds & Mortgages | Feb 2018 Mortgage Jan 2020 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | RPD376702C0040A |
| Primary APN | RPD376702C0040A |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,957 sqft Finished Area |
| 1st Floor Area | 2,957 sqft |
| Great Room | Great Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 55,757 sqft (1.28 acres) |
| Lot Width | 100 ft Width |
| Garage Type | Attached |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Radiant |
| Heating Fuel | Electric |
| Street Address | 1003 AMES WAY |
|---|---|
| City | DOVER |
| State | ID |
| Zip | 83825 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 31-57N-2W DOVER BAY PUD REEDWALK REPLAT BLK 2C LOT 4 |
| Legal Range | 02W |
| Legal Township | 57N |
| Legal Section | 31 |
| Legal Subdivision | DOVER BAY PUD |
| Legal Block | 2C |
| Legal Lot Number | 4 |
| Jurisdiction | BONNER ID |
| Township / Civil Division | SANDPOINT |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 950402 |
Source: Bonner County records · APN RPD376702C0040A
Assessment roll updated August 22, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18625 173RD WAY SE, RENTON, WA 98058-9537 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 21, 2018 | Deed of Trust, Mortgage · Unknown UMPQUA BANK |
| Jan 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK |
| Feb 04, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage UMPQUA BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 04, 2022 · Amount on Record |
| Deed Sale | Feb 04, 2022 · Amount on Record |
| Prior Sale | Aug 19, 2015 |
| Deed Document Number | 20221000240 |
| Prior Transfer Date | Feb 02, 2022 |
| Prior Transfer Doc | 0001000240 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 1003 AMES WAY, DOVER, ID 83825 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000918219 |
|---|---|
| Date | Feb 21, 2018 |
| Instrument | 918219 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | PORTLAND, OR 97224 |
| Type | Unknown |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Mar 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.25% |
| Index | 1-Year LIBOR |
| Max Rate | 9.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 1003 AMES WAY, DOVER, ID 83825 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2023 |
| Title Company | NORTH ID TITLE COMPANY-COEUR D'ALENE, NORTH ID TTL CO COEUR D ALEN |
| Name | Verified Name |
|---|
| Document Number | 0000952147 |
|---|---|
| Date | Jan 23, 2020 |
| Instrument | 952147 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | VANCOUVER, WA 98660 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 01, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.75% |
| Index | 1-Year LIBOR |
| Max Rate | 8.75% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Feb 04, 2022 |
| Property Address | 1003 AMES WAY, DOVER, ID 83825 |
| Document Number | 0001000240 |
| Map Reference | MB 07 PG 256 |
| Instrument Date | Feb 02, 2022 |
| Instrument | 1000240 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2023 |
| Title Company | NORTH ID TITLE COMPANY, NORTH IDAHO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18625 173RD WAY SE, RENTON, WA 98058-9537 |
| Document Number | 0001000241 |
|---|---|
| Date | Feb 04, 2022 |
| Instrument | 1000241 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2052 |
Source: Bonner County records · Assessment roll updated August 22, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Municipality | Dover City |
| Unified School District | Lake Pend Oreille School District 84 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,930,643 (+7.23%) | $1,930,643 (+7.23%) | |
| 2025 | $8,347.00 (+9.89%) | $1,800,457 (+17.44%) Land $740,487 Building $1,059,970 | $1,800,457 (+17.44%) Land $740,487 Building $1,059,970 |
| 2023 | $7,596.00 | $1,533,120 Land $476,022 Building $1,057,098 | $1,533,120 Land $476,022 Building $1,057,098 |
Source: FEMA National Flood Hazard Layer as of May 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 8 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 95% of Idaho |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Northwest Fiber Fiber | 6,000 / 6,000 |
| Ting Fiber Fiber | 1,000 / 1,000 |
| Vyve Broadband Cable | 1,000 / 50 |
| Mann Holdings Fixed Wireless | 250 / 50 |
May also be available: Kaniksu.
Based on FCC filings for 177 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF DOVER serves 865 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | 14 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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