938 Ames Way, Dover, ID 83825 Property Records

Bonner County property record for 938 Ames Way, Dover, ID 83825

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,092 sqft · built 2023
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,210 (2026)
Deeds & Mortgages	Jun 2023 Line of Credit May 2022 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RPD376702A0160A`

Property Details

APN / Parcel Number

Primary APN	`RPD376702A0160A`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,092 sqft Finished Area
1st Floor Area	4,092 sqft
Great Room	Great Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,265 sqft (0.58 acres)
Garage Type	Attached
Garage Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	938 AMES WAY
City	DOVER
State	ID
Zip	83825-7700
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	30/31-57N-2W DOVER BAY PUD ESTUARY FOREST REPLAT BLK 2A LOT 16 CPWRS
Legal Range	02W
Legal Township	57N
Legal Section	31
Legal Subdivision	DOVER BAY PUD
Legal Block	2A
Legal Lot Number	16
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	1
Census Block	1051
Census Tract	950402

Owner

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 425, SANDPOINT, ID 83864-0425
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
May 31, 2022	Deed of Trust, Mortgage · Construction Mortgage MOUNTAIN WEST BANK
Oct 2, 2020	Warranty Deed, Transfer · Conventional Mortgage POTLATCH NO 1 FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	938 AMES WAY, DOVER, ID 83825-7700
Transaction Type	Mortgage
Record Updated	Oct 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	938 AMES WAY, DOVER, ID 83825-7700

Mortgage

Document Number	0001020859
Date	Jun 5, 2023
Instrument	1020859

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	May 25, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	938 AMES WAY, DOVER, ID 83825-7700
Transaction Type	Mortgage
Record Updated	Oct 12, 2023
Title Company	NORTH ID TITLE COMPANY, NORTH IDAHO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	352 DUSTARR LN, PONDERAY, ID 83852-8708
Investor	Possibly a Property Investor

Mortgage

Document Number	0001006249
Date	May 31, 2022
Instrument	1006249

Lender

Name	MOUNTAIN WEST BANK
Type	Bank
Address	82814

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Jun 1, 2028
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	5.62%
Index	1-Year CMT
Margin	3
Max Rate	8.62%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Oct 2, 2020
Property Address	938 AMES WAY, DOVER, ID 83825-7700
Document Number	0000966967
Map Reference	MB 15 PG 4
Instrument Date	Sep 29, 2020
Instrument	966967
Transaction Type	Transfer
Record Updated	Oct 12, 2023
Title Company	TITLEONE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	79 DUSTARR LN, PONDERAY, ID 83852-8702
Investor	Possibly a Property Investor

Mortgage

Document Number	0000966968
Date	Oct 2, 2020
Instrument	966968

Lender

Name	POTLATCH NO 1 FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Municipality	Dover City
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,210.00 (+10.73%) Homeowner's exemption	$1,588,529 (+9.28%) Land $411,867 Building $1,176,662	$1,588,529 (+9.28%) Land $411,867 Building $1,176,662
2025	$5,608.00 (+300.57%) Homeowner's exemption	$1,453,640 (+401.6%) Land $375,180 Building $1,078,460	$1,453,640 (+401.6%) Land $375,180 Building $1,078,460
2023	$1,400.00	$289,800 Land $289,800	$289,800 Land $289,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DOVER serves 865 people · EPA ID ID1090193
Water Source	Surface water
Last State Inspection	May 2023
Lead	14 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Ting Fiber	1,000 / 1,000
Vyve Broadband Cable	1,000 / 50
MountainLink Fixed Wireless	250 / 50

May also be available: Kaniksu Internet.

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