10028 Chavacan Ln, Spring Valley, CA 91977 Property Records

San Diego County property record for 10028 Chavacan Ln, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,183 sqft · built 1980
Lot Size	0.65 acres (2,837 sqft)
Owner	2 Individual Names on File
Last Sale	$623,000 (Jan 2022)
Tax Bill	$8,470 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`505-632-26-00`

Property Details

APN / Parcel Number

Primary APN	`505-632-26-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,183 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	2,837 sqft (0.65 acres)
Garage Type	Detached

Location & Zoning

Street Address	10028 CHAVACAN LN
City	SPRING VALLEY
State	CA
Zip	91977-7124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RV
Legal Description	LOT 60 TR 008873
Legal Subdivision	SAN DIEGO #3658
Legal Tract	008873
Legal Block	3
Legal Lot Number	60
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3002
Census Tract	13504

Owner

10028 Chavacan Ln is owned and occupied by two individuals who bought it in January 2022.

Source: San Diego County records, as of September 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10028 CHAVACAN LN, SPRING VALLEY, CA 91977-7124
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Grant Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Jun 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage WESTERN EXPRESS LNDG
Feb 6, 2017	Grant Deed, Transfer · FHA Mortgage WESTERN EXPRESS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2022 · Amount on File
Deed Sale	Jan 20, 2022 · Amount on File
Prior Sale	Feb 6, 2017 · Amount on File
Deed Document Number	202230582
Record Updated	Oct 29, 2026

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 20, 2022
Property Address	10028 CHAVACAN LN, SPRING VALLEY, CA 91977-7124
Document Number	0000030582
Map Reference	MAP 8873
Instrument Date	Jan 13, 2022
Instrument	2022-0030582
Transaction Type	Transfer
Record Updated	Jan 28, 2022
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	10028 CHAVACAN LN, SPRING VALLEY, CA 91977-7124

Mortgage

Document Number	0000030583
Date	Jan 20, 2022
Instrument	2022-0030583

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10028 CHAVACAN LN, SPRING VALLEY, CA 91977-7124
Document Number	0000302346
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Jun 22, 2020
Title Company	TITLE CONNECT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10028 CHAVACAN LN SPRING VALLEY CA 919777124, SPRING VALLEY, CA 91977-7124

Mortgage

Document Number	0000302346
Date	Jun 12, 2020
Instrument	302346

Lender

Name	WESTERN EXPRESS LNDG
Address	LAKE FOREST, CA 92630

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 11, 2050

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 6, 2017
Property Address	10028 CHAVACAN LN, SPRING VALLEY, CA 91977-7124
Document Number	0000061118
Instrument Date	Dec 29, 2016
Instrument	61118
Transaction Type	Transfer
Record Updated	Feb 10, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$394.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10028 CHAVACAN LN SPRING VALLEY CA 919777124, SPRING VALLEY, CA 91977-7124

Mortgage

Document Number	61119
Date	Feb 6, 2017
Instrument	61119

Lender

Name	WESTERN EXPRESS LNDG
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 10028 Chavacan Ln was $8,470 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$674,352 (+2%) Land $318,896 Building $355,456
2025	$8,470.00 Homeowner's exemption	$661,131 Land $312,644 Building $348,487
2023	$7,946.00 (+52.98%)	$635,459 Land $300,504 Building $334,955
2022	$5,194.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10028 Chavacan Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10028 Chavacan Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Viejas Community System tribal government · serves 9,600 people · EPA ID 090600158
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Cox Communications, GeoLinks.

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