10024 3rd Ave, Stone Harbor, NJ 08247 Property Records

Cape May County and Stone Harbor Borough property record for 10024 3rd Ave, Stone Harbor, NJ 08247

Property Summary

Property Type	Single Family Home
Details	2,792 sqft · built 2008
Lot Size	0.126 acres (5,502 sqft)
Owner	2 Individual Names on File
Last Sale	$875,000 (May 2007)
Tax Bill	$12,394 (2024)
Deeds & Mortgages	May 2020 Line of Credit May 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`10-00100-03-00113`

Property Details

APN / Parcel Number

Primary APN	`10-00100-03-00113`
Alternative APN	`1000100000300113`

Interior

Building Area	2,792 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Lot Area	5,502 sqft (0.126 acres)
Lot Dimensions	110 ft deep x 50 ft wide

Location & Zoning

Street Address	10024 3RD AVE
City	STONE HARBOR
State	NJ
Zip	08247-1860
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Description	L114
Legal Block	100.3
Legal Lot Number	113
Jurisdiction	CAPE MAY NJ
Township / Civil Division	STONE HARBOR
Census Block Group	1
Census Block	1092
Census Tract	20901

Owner

10024 3rd Ave is owned by two individuals who bought it in May 2007.

Source: Cape May County and Stone Harbor Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3304 OLD CAPITOL TRL, 100, WILMINGTON, DE 19808-6902
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2020	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS CMNTY BK
May 21, 2020	Deed of Trust, Mortgage FIRST CITIZENS CMNTY BK
Sep 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage MIDCOAST CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2007 · Amount on File
Deed Sale	May 17, 2007 · Amount on File
Prior Sale	May 15, 2003 · Amount on File
Deed Document Number	2007514
Deed Book / Page	3290 / 338
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	10024 3RD AVE, STONE HARBOR, NJ 08247-1860
Document Number	0061920938
Instrument Date	May 21, 2020
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	SHORE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10024 3RD AVE STONE HARBOR NJ 082471860, STONE HARBOR, NJ 08247-1860

Mortgage

Document Number	0061920938
Date	May 29, 2020
Book Page	006192/000938
Instrument	15922

Lender

Name	FIRST CITIZENS CMNTY BK
Type	Bank
Address	MANSFIELD, PA 16933

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 28, 2040

Interest

Rate Type	Adjustable Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	10024 3RD AVE, STONE HARBOR, NJ 08247-1860
Document Number	0061920917
Instrument Date	May 21, 2020
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	SHORE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10024 3RD AVE STONE HARBOR NJ 082471860, STONE HARBOR, NJ 08247-1860

Mortgage

Document Number	0061920917
Date	May 29, 2020
Book Page	006192/000917
Instrument	15921

Lender

Name	FIRST CITIZENS CMNTY BK
Type	Bank
Address	MANSFIELD, PA 16933

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 28, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.62%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	10024 3RD AVE, STONE HARBOR, NJ 08247-1860
Document Number	0060060545
Instrument Date	Sep 28, 2018
Transaction Type	Mortgage
Record Updated	Oct 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4607 BEECHWOLD AVE WILMINGTON DE 198033201, WILMINGTON, DE 19803-3201

Mortgage

Document Number	0060060545
Date	Oct 4, 2018
Book Page	006006/000545
Instrument	70211

Lender

Name	MIDCOAST CMNTY BK
Type	Bank
Address	WILMINGTON, DE 19804

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cape May County and Stone Harbor Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
Municipality	Stone Harbor Borough
Unified School District	Stone Harbor Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,657,000 (-) Land $884,000 Building $773,000	$1,657,000 (-) Land $884,000 Building $773,000
2025		$1,657,000 Land $884,000 Building $773,000	$1,657,000 Land $884,000 Building $773,000
2024	$12,394.00
2023		$1,657,000 Land $884,000 Building $773,000	$1,657,000 Land $884,000 Building $773,000
2022	$11,466.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10024 3rd Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 1,352 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2,088 units insured incl. 736 condo units
Nearby Flood Claims	1,478 (1978–2021)
Claims Outside the SFHA	13 of 1,478
Most Recent Claim	Dec 2021 · other causes
Claims by Event	Hurricane Sandy, Nov 2012 · 448 claims Severe Coastal Storm, Jan 1992 · 176 claims Coastal Storms & Flooding, Apr 1984 · 136 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10024 3rd Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STONE HARBOR WATER DEPT serves 30,850 people · EPA ID NJ0510001
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 741 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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