10022 3rd Ave, Stone Harbor, NJ 08247 Property Records

Cape May County and Stone Harbor Borough property record for 10022 3rd Ave, Stone Harbor, NJ 08247

Property Summary

Property Type	Single Family Home
Details	2,754 sqft · built 2015
Lot Size	0.126 acres (5,502 sqft)
Owner	2 Individual Names on Record
Last Sale	$735,000 (Sep 2012)
Tax Bill	$13,330 (2024)
Deeds & Mortgages	Sep 2021 Refinance Jul 2018 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`10-00100-03-00115`

Property Details

APN / Parcel Number

Primary APN	`10-00100-03-00115`
Alternative APN	`1000100000300115`

Interior

Stories	2 Stories
Building Area	2,754 sqft Living Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Construction Type	Frame
Lot Area	5,502 sqft (0.126 acres)
Lot Dimensions	110 ft deep x 50 ft wide

Location & Zoning

Street Address	10022 3RD AVE
City	STONE HARBOR
State	NJ
Zip	08247-1860
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Description	L116
Legal Block	100.3
Legal Lot Number	115
Jurisdiction	CAPE MAY NJ
Township / Civil Division	STONE HARBOR
Census Block Group	1
Census Block	1092
Census Tract	20901

Owner

Source: Cape May County and Stone Harbor Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 OLD CABIN RD, NEWTOWN, PA 18940-2533
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA
Jul 27, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2012 · Amount on Record
Deed Sale	Sep 26, 2012 · Amount on Record
Prior Sale	Jul 8, 1988
Deed Document Number	2012119
Deed Book / Page	3507 / 1000
Prior Transfer Date	Jun 29, 1988
Prior Transfer Doc	1782000163
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	10022 3RD AVE, STONE HARBOR, NJ 08247-1860
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043921
Date	Sep 30, 2021
Book Page	6463/573
Instrument	2021043921

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	10022 3RD AVE, STONE HARBOR, NJ 08247-1860
Document Number	0059910738
Instrument Date	Jul 27, 2018
Transaction Type	Mortgage
Record Updated	Aug 24, 2018
Title Company	AMERICAN TITLE-TEAM 2

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10022 3RD AVE STONE HARBOR NJ 082471860, STONE HARBOR, NJ 08247-1860

Mortgage

Document Number	0059910738
Date	Aug 7, 2018
Book Page	005991/000738
Instrument	64099

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cape May County and Stone Harbor Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
Municipality	Stone Harbor Borough
Unified School District	Stone Harbor Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,782,100 (-) Land $884,000 Building $898,100	$1,782,100 (-) Land $884,000 Building $898,100
2025		$1,782,100 (-) Land $884,000 Building $898,100	$1,782,100 (-) Land $884,000 Building $898,100
2024	$13,330.00 (+8.09%)
2023		$1,782,100 Land $884,000 Building $898,100	$1,782,100 Land $884,000 Building $898,100
2022	$12,332.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 1,352 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2,088 units insured incl. 736 condo units
Nearby Flood Claims	1,478 (1978–2021)
Claims Outside the SFHA	13 of 1,478
Most Recent Claim	Dec 2021 · other causes
Claims by Event	Hurricane Sandy, Nov 2012 · 448 claims Severe Coastal Storm, Jan 1992 · 176 claims Coastal Storms & Flooding, Apr 1984 · 136 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STONE HARBOR WATER DEPT serves 30,850 people · EPA ID NJ0510001
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 741 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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