10021 Rd 264, Union, MS 39365 Property Records

Neshoba County property record for 10021 Rd 264, Union, MS 39365

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,420 sqft · built 1947
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Deeds & Mortgages	Dec 2022 Line of Credit Jul 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`12400-25-011.000`

Property Details

APN / Parcel Number

Primary APN	`12400-25-011.000`
Alternative APN	`14635`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	2,420 sqft Living Area
1st Floor Area	2,075 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	14635
Street Address	10021 ROAD 264
City	UNION
State	MS
Zip	39365-5601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE1/4 NW1/4 E OF RD
Legal Range	11E
Legal Township	09N
Legal Section	25
Legal Subdivision	SESE4NW4S25T9NR11E
Jurisdiction	NESHOBA MS
Township / Civil Division	4
Census Block Group	3
Census Block	3037
Census Tract	10600

Owner

10021 Rd 264 is owned and occupied by two individuals who acquired it in July 2020.

Source: Neshoba County records, as of October 16, 2025

Owner of Record	2 Individual Names on File
Mailing Address	10270 ROAD 321, UNION, MS 39365-9293
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2022	Deed of Trust, Mortgage · Line of Credit USAA FSB
Jul 2, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2020
Deed Sale	Jul 2, 2020
Prior Sale	Apr 24, 2008
Deed Book / Page	2020 / 2997
Prior Transfer Date	Nov 9, 2012
Prior Transfer Doc	002013/229
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NESHOBA MS
Property Address	10021 ROAD 264, UNION, MS 39365-5601
Transaction Type	Mortgage
Record Updated	Dec 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/9379
Date	Dec 9, 2022
Book Page	2022/9379
Instrument	2022-9379

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2053

Interest

Rate Type	Fixed Rate

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NESHOBA MS
Recording Date	Jul 2, 2020
Property Address	10021 ROAD 264, UNION, MS 39365-5601
Document Number	02020/2997
Book / Page	2020 / 2997
Instrument Date	Jun 30, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10270 ROAD 321, 10270, UNION, MS 39365-9293

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8339 PLEASANT HILL RD, CARTHAGE, MS 39051-6256

Tax Assessment & Valuation

Source: Neshoba County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Neshoba County
Unified School District	Union Public School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$9,080	$90,800 Land $7,300 Building $83,500
2023	$8,238	$82,380 Land $7,300 Building $75,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10021 Rd 264 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10021 Rd 264 is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH CENTRAL WATER ASSN public/private · serves 12,260 people · EPA ID MS0250022
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2021 Total trihalomethanes resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Buckeye Cablesystem.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rd 264

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