Miami-Dade County property record for 10020 SW 85th Ter, Miami, FL 33173
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,002 sqft · built 1968 |
| Lot Size | 0.254 acres (11,062 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $405,000 (Nov 2017) |
| Tax Bill | $6,308 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone AH (high risk) |
| APN | 30-4032-007-2700 |
| Primary APN | 30-4032-007-2700 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,002 sqft Living Area |
| Gross Area | 2,398 sqft |
| 1st Floor Area | 2,002 sqft |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Concrete Block/Hollow Tile/Frame |
| Construction Type | Concrete Block |
| Lot Area | 11,062 sqft (0.254 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Patio Area | 336 sqft |
| Street Address | 10020 SW 85TH TER |
|---|---|
| City | MIAMI |
| State | FL |
| Zip | 33173-3921 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 0100 |
| Legal Description | 32 54 40PB 70-96 HEFTLER HOMES SUNSET PK SEC 2 LOT 7 BLK 32 & LOT 3 BLK 1 OF GULFORD PLAT PF PB 155-8 LOT SIZE 11062 SQ FT OR 13883-2375 0888 1 |
| Legal Range | 40E |
| Legal Township | 54S |
| Legal Section | 32 |
| Legal Subdivision | HEFTLER HOMES SUNSET PK |
| Legal Tract | K |
| Legal Block | 32,1 |
| Legal Lot Number | 7,3 |
| Jurisdiction | DADE FL |
| Township / Civil Division | KENDALL-PALMETTO BAY |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 8423 |
Source: Miami-Dade County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10020 SW 85TH TER, MIAMI, FL 33173-3921 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Mar 6, 2026 | Deed of Trust, Mortgage · Stand-Alone First Mortgage RAFAEL GOMARA |
| Jan 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Nov 8, 2017 | Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 8, 2017 · Amount on Record |
| Deed Sale | Nov 8, 2017 · Amount on Record |
| Prior Sale | Jan 28, 2000 · Amount on Record |
| Deed Document Number | 2017632747 |
| Deed Book / Page | 30750 / 3661 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DADE FL |
| Property Address | 10020 SW 85TH TER, MIAMI, FL 33173-3921 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 10020 SW 85TH TER, MIAMI, FL 33173-3921 |
| Investor | Possibly a Property Investor |
| Document Number | 0000155335 |
|---|---|
| Date | Mar 6, 2026 |
| Book Page | 35192/3590 |
| Instrument | 2026R0155335 |
| Name | RAFAEL GOMARA |
|---|---|
| Type | Private Party |
| Address | 9528 SW 40TH ST, MIAMI, FL 33165 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DADE FL |
| Property Address | 10020 SW 85TH TER, MIAMI, FL 33173-3921 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000073338 |
|---|---|
| Date | Jan 28, 2021 |
| Book Page | 32320/1659 |
| Instrument | 2021R0073338 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DADE FL |
| Recording Date | Nov 8, 2017 |
| Property Address | 10020 SW 85TH TER, MIAMI, FL 33173-3921 |
| Document Number | 0000632747 |
| Book / Page | 30750 / 3661 |
| Map Reference | MB 70 PG 96 |
| Instrument Date | Oct 27, 2017 |
| Instrument | 2017R0632747 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,430.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3 OCEAN DR, 3, ORMOND BEACH, FL 32176-3608 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10020 SW 85TH TER, MIAMI, FL 33173-3921 |
| Investor | Possibly a Property Investor |
| Document Number | 0000632748 |
|---|---|
| Date | Nov 8, 2017 |
| Instrument | 2017R0632748 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2047 |
Source: Miami-Dade County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Miami-Dade County |
| Unified School District | Dade County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,308.00 (+7.52%) Homeowner's exemption | $369,376 (+5.99%) | $620,439 (+28.89%) Land $417,645 Building $202,794 |
| 2023 | $5,867.00 (+3.84%) Homeowner's exemption | $348,511 (+3%) | $481,354 (+15.45%) Land $278,430 Building $202,924 |
| 2022 | $5,650.00 Homeowner's exemption | $338,361 | $416,945 Land $213,562 Building $203,383 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AH high risk · shallow ponding 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 394 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 394 in force |
| Nearby Flood Claims | 2 (2000–2024) |
| Most Recent Claim | Mar 2024 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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